BlastPoint's Banking Scorecard
Newfield National Bank
Newfield, NJ
9 branches across NJ
Newfield National Bank has 1 strength but faces 4 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.87% below tier average
Key Concerns
Areas that may need attention
- - Flatlined Growth: Bottom 40.0% in tier
- - ROA 0.41% below tier average
- - Net Interest Margin 0.72% below tier average
- - Efficiency Ratio 7.66% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$887.4M
+1.3% YoY
-0.4% QoQ
|
+$501.3M |
$386.1M
+0.5% YoY
|
$4.1B
+2.0% YoY
|
$6.2B
+9.1% YoY
|
Top 4.3% in tier |
| Total Loans ? |
$454.7M
+4.1% YoY
+0.4% QoQ
|
+$199.0M |
$255.7M
+1.1% YoY
|
$3.1B
+1.9% YoY
|
$3.2B
+10.8% YoY
|
85% |
| Total Deposits ? |
$818.3M
+0.7% YoY
+1.4% QoQ
|
+$490.3M |
$328.0M
+0.1% YoY
|
$3.3B
+2.8% YoY
|
$4.8B
+8.2% YoY
|
Top 1.8% in tier |
| Return on Assets ? |
0.86%
+21.7% YoY
+6.1% QoQ
|
-0.41% |
1.27%
+12.9% YoY
|
0.42%
-40.1% YoY
|
1.23%
+13.4% YoY
|
29% |
| Net Interest Margin ? |
3.21%
+4.2% YoY
-1.1% QoQ
|
-0.72% |
3.93%
+6.0% YoY
|
3.07%
+6.4% YoY
|
3.89%
+5.7% YoY
|
18% |
| Efficiency Ratio ? |
72.95%
+0.1% YoY
+2.8% QoQ
|
+7.66% |
65.29%
-4.5% YoY
|
81.63%
+9.7% YoY
|
66.95%
-4.1% YoY
|
26% |
| Delinquency Rate ? |
0.02%
-72.0% YoY
-3.3% QoQ
|
-0.87% |
0.89%
+18.8% YoY
|
0.74%
-28.2% YoY
|
0.95%
+18.8% YoY
|
84% |
| Loan-to-Deposit Ratio ? |
55.57%
+3.4% YoY
-1.1% QoQ
|
-21.07% |
76.64%
+0.8% YoY
|
82.02%
-3.5% YoY
|
76.70%
+0.9% YoY
|
Top 14.1% in tier |
| Non-Interest-Bearing Deposit Share ? |
27.25%
+2.3% YoY
-2.1% QoQ
|
+5.23% |
22.02%
-1.0% YoY
|
16.85%
-1.4% YoY
|
22.01%
-1.2% YoY
|
74% |
| Nonperforming Asset Ratio ? |
0.01%
-71.2% YoY
-2.5% QoQ
|
-0.63% |
0.64%
+19.7% YoY
|
0.57%
-26.7% YoY
|
0.67%
+19.3% YoY
|
Top 14.3% in tier |
| Tier 1 Capital Ratio ? |
18.91%
+0.6% YoY
-0.1% QoQ
|
+3.08% |
15.83%
+1.5% YoY
|
20.47%
+20.0% YoY
|
17.06%
+0.8% YoY
|
84% |
| Non-Interest Income / Assets ? |
0.09%
+61.8% YoY
-61.4% QoQ
|
-0.19% |
0.28%
+9.3% YoY
|
0.39%
-6.4% YoY
|
0.32%
+4.1% YoY
|
43% |
Get Full Access to Newfield National Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Flatlined Growth
riskAsset growth stalled (-2% to +2% YoY) despite healthy profitability (>0.25% ROA). Suggests untapped opportunity or strategic drift worth investigating.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.