BlastPoint's Banking Scorecard
Clarkson Bank
Designations: ✓ Community bank
Clarkson, NE
Clarkson Bank has 3 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 41.25% below tier average
- + ROA 0.77% above tier average
- + Delinquency Rate 1.16% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.24% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$76.4M
+2.4% YoY
-2.7% QoQ
|
+$14.2M |
$62.2M
-0.6% YoY
|
$791.1M
+6.6% YoY
|
$6.2B
+9.1% YoY
|
66% |
| Total Loans ? |
$42.6M
+29.0% YoY
-1.4% QoQ
|
+$8.4M |
$34.2M
-1.4% YoY
|
$551.6M
+6.9% YoY
|
$3.2B
+10.8% YoY
|
67% |
| Total Deposits ? |
$65.9M
+1.5% YoY
+8.2% QoQ
|
+$14.1M |
$51.7M
-0.7% YoY
|
$661.1M
+6.6% YoY
|
$4.8B
+8.2% YoY
|
67% |
| Return on Assets ? |
1.61%
+41.5% YoY
+22.5% QoQ
|
+0.77% |
0.84%
-2.3% YoY
|
1.36%
+20.0% YoY
|
1.23%
+13.4% YoY
|
81% |
| Net Interest Margin ? |
3.62%
+20.9% YoY
+10.0% QoQ
|
-0.24% |
3.86%
+2.8% YoY
|
3.79%
+6.5% YoY
|
3.89%
+5.7% YoY
|
39% |
| Efficiency Ratio ? |
47.09%
-12.2% YoY
-7.9% QoQ
|
-41.25% |
88.34%
+0.3% YoY
|
60.11%
-6.9% YoY
|
66.95%
-4.1% YoY
|
Top 6.8% in tier |
| Delinquency Rate ? |
0.22%
-40.6% YoY
-5.8% QoQ
|
-1.16% |
1.37%
+33.8% YoY
|
0.72%
+6.8% YoY
|
0.95%
+18.8% YoY
|
59% |
| Loan-to-Deposit Ratio ? |
64.75%
+27.1% YoY
-8.8% QoQ
|
+0.54% |
64.22%
-0.7% YoY
|
79.63%
+0.4% YoY
|
76.70%
+0.9% YoY
|
51% |
| Non-Interest-Bearing Deposit Share ? |
23.48%
+29.2% YoY
+2.4% QoQ
|
-0.23% |
23.71%
+0.3% YoY
|
17.92%
-1.5% YoY
|
22.01%
-1.2% YoY
|
51% |
| Nonperforming Asset Ratio ? |
0.12%
-25.1% YoY
-4.4% QoQ
|
-0.67% |
0.79%
+28.2% YoY
|
0.55%
+6.0% YoY
|
0.67%
+19.3% YoY
|
59% |
| Tier 1 Capital Ratio ? |
11.20%
-0.1% YoY
-0.5% QoQ
|
-15.49% |
26.68%
+2.0% YoY
|
14.10%
+3.9% YoY
|
17.06%
+0.8% YoY
|
Bottom 15.0% in tier |
| Non-Interest Income / Assets ? |
0.02%
-26.8% YoY
-77.3% QoQ
|
-0.65% |
0.67%
+1.9% YoY
|
0.12%
+3.0% YoY
|
0.32%
+4.1% YoY
|
Bottom 13.1% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.