BlastPoint's Banking Scorecard
First National Bank in Tigerton
Designations: ✓ Community bank
Tigerton, WI
2 branches across WI
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 536 banks in the under $100M peer group nationwide — 1 of 12 in WI.
- Deposits +3.1% year over year ($25.3M on the books).
- Delinquency rate 0.00%.
- Return on assets 1.08%.
- Efficiency ratio 70.69% vs a 119.40% peer average.
- Loan-to-deposit ratio 51.92% vs a 74.21% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
First National Bank in Tigerton has 4 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 1.48% below tier average
- + Nonperforming Asset Ratio 0.84% below tier average
- + ROA 0.09% above tier average
- + Efficiency Ratio 48.70% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.05% below tier average
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$29.3M
+3.1% YoY
-4.3% QoQ
|
-$33.2M |
$62.4M
-0.0% YoY
|
$1.2B
+13.5% YoY
|
$6.3B
+7.7% YoY
|
Bottom 11.2% in tier |
| Total Loans ? |
$13.1M
+3.1% YoY
+0.0% QoQ
|
-$21.8M |
$34.9M
-0.6% YoY
|
$860.4M
+13.3% YoY
|
$3.2B
+9.4% YoY
|
Bottom 14.6% in tier |
| Total Deposits ? |
$25.3M
+3.1% YoY
-4.6% QoQ
|
-$26.3M |
$51.6M
-0.2% YoY
|
$935.5M
+13.1% YoY
|
$4.9B
+7.3% YoY
|
16% |
| Return on Assets ? |
1.08%
-28.4% YoY
-12.5% QoQ
|
+0.09% |
1.00%
+3.5% YoY
|
1.56%
+18.6% YoY
|
1.30%
+12.1% YoY
|
56% |
| Net Interest Margin ? |
3.86%
-8.5% YoY
+2.6% QoQ
|
-0.05% |
3.91%
+2.3% YoY
|
3.83%
+8.5% YoY
|
3.95%
+4.9% YoY
|
49% |
| Efficiency Ratio ? |
70.69%
+13.1% YoY
+5.7% QoQ
|
-48.70% |
119.40%
+49.6% YoY
|
62.90%
-5.1% YoY
|
70.05%
+2.5% YoY
|
51% |
| Delinquency Rate ? | 0.00% | -1.48% |
1.48%
+31.8% YoY
|
0.85%
+12.5% YoY
|
0.98%
+16.3% YoY
|
Top 0.1% in tier |
| Loan-to-Deposit Ratio ? |
51.92%
+0.0% YoY
+4.8% QoQ
|
-22.29% |
74.21%
+12.6% YoY
|
87.22%
+0.9% YoY
|
79.03%
+2.3% YoY
|
68% |
| Non-Interest-Bearing Deposit Share ? |
24.05%
+5.0% YoY
+2.5% QoQ
|
+0.56% |
23.49%
+0.6% YoY
|
18.65%
-1.9% YoY
|
21.98%
-0.6% YoY
|
53% |
| Nonperforming Asset Ratio ? | 0.00% | -0.84% |
0.84%
+23.0% YoY
|
0.63%
+16.4% YoY
|
0.69%
+15.8% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
13.02%
-2.2% YoY
-4.8% QoQ
|
-14.10% |
27.13%
+3.0% YoY
|
15.02%
+1.5% YoY
|
17.09%
+0.8% YoY
|
32% |
| Non-Interest Income / Assets ? |
0.05%
-40.3% YoY
+109.0% QoQ
|
-1.33% |
1.38%
+6.3% YoY
|
2.21%
+12.7% YoY
|
0.66%
+5.2% YoY
|
20% |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
24.0%
+1.1pp YoY +0.6pp QoQ |
-0.6pp | 24.6% | 18.9% | 22.2% | 51% |
| Brokered Deposits | n/a | n/a | 9.8% | 9.2% | 8.5% | n/a |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
0.5%
-0.1pp YoY -0.1pp QoQ |
-12.9pp | 13.4% | 10.5% | 12.5% | 2% |
| CRE | n/a | n/a | 25.2% | 46.4% | 41.4% | n/a |
| 1-4 Family |
72.1%
+4.6pp YoY +3.4pp QoQ |
+37.1pp | 35.0% | 32.3% | 31.3% | 88% |
| Consumer |
8.3%
-1.2pp YoY +0.2pp QoQ |
+0.6pp | 7.7% | 2.6% | 5.0% | 70% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio | n/a | n/a | 38.7% | 15.5% | 19.7% | n/a |
| Leverage Ratio |
13.0%
-0.3pp YoY -0.7pp QoQ |
-4.7pp | 17.7% | 12.6% | 12.6% | 53% |
| Total Capital Ratio | n/a | n/a | 39.7% | 16.6% | 20.8% | n/a |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
9
+1 (+12.5%) YoY +2 (+28.6%) QoQ |
-3 | 12 | 134 | 482 | 36% |
| Assets per Employee ($) |
$3.3M
-8.4% YoY -25.6% QoQ |
-$2.9M | $6.2M | $8.2M | $8.8M | 10% |
| Branch Count |
2
0 YoY 0 QoQ |
+0 | 1 | 9 | 18 | 63% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days | n/a | n/a | 1.0% | 0.4% | 0.4% | n/a |
| Nonaccrual | n/a | n/a | 1.7% | 0.9% | 1.0% | n/a |
| Allowance Coverage | n/a | n/a | 6.41x | 56.89x | 20.23x | n/a |
| Net Charge-off Rate (YTD) |
0.0%
0.0pp YoY |
-0.1pp | 0.2% | 0.0% | 0.2% | 46% |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
8.1%
-3.2pp YoY -1.1pp QoQ |
+1.7pp | 6.4% | 11.8% | 11.6% | 50% |
| Cost of Funds (YTD) |
1.3%
+0.1pp YoY 0.0pp QoQ |
-0.1pp | 1.4% | 1.8% | 1.7% | 45% |
| Net Income ($, YTD) |
$159,000
-26.4% YoY — QoQ |
-$159K | $317,817 | $7.9M | $40.4M | 31% |
Get Full Access to First National Bank in Tigerton
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.