BlastPoint's Banking Scorecard

Scribner Bank

under $100M Specialty: Agricultural NE FDIC cert 14026

Designations: ✓ Community bank

Scribner, NE

541 banks in the under $100M peer group nationally 35 in NE

Scribner Bank shows strong momentum with 5 strengths and 8.5% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Return on Assets 1.86% above tier average
+ Net Interest Margin 1.59% above tier average
+ Non-Interest Income / Assets 0.27% above tier average
+ Efficiency Ratio 29.98% below tier average
+ Delinquency Rate 1.32% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Scribner Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Total Assets ?	$86.0M +8.5% YoY -6.2% QoQ	+$23.8M	$62.2M -0.6% YoY	$791.1M +6.6% YoY	$6.2B +9.1% YoY	80%
Total Loans ?	$54.5M +4.9% YoY +0.3% QoQ	+$20.2M	$34.2M -1.4% YoY	$551.6M +6.9% YoY	$3.2B +10.8% YoY	83%
Total Deposits ?	$71.7M +7.7% YoY -7.9% QoQ	+$20.0M	$51.7M -0.7% YoY	$661.1M +6.6% YoY	$4.8B +8.2% YoY	77%
Return on Assets ?	2.69% +15.7% YoY +15.4% QoQ	+1.86%	0.84% -2.3% YoY	1.36% +20.0% YoY	1.23% +13.4% YoY	Top 4.1% in tier
Net Interest Margin ?	5.45% +12.5% YoY +11.5% QoQ	+1.59%	3.86% +2.8% YoY	3.79% +6.5% YoY	3.89% +5.7% YoY	Top 5.2% in tier
Efficiency Ratio ?	58.37% -8.5% YoY -3.4% QoQ	-29.98%	88.34% +0.3% YoY	60.11% -6.9% YoY	66.95% -4.1% YoY	78%
Delinquency Rate ?	0.06% -97.4% YoY -97.1% QoQ	-1.32%	1.37% +33.8% YoY	0.72% +6.8% YoY	0.95% +18.8% YoY	67%
Loan-to-Deposit Ratio ?	75.95% -2.6% YoY +8.9% QoQ	+11.74%	64.22% -0.7% YoY	79.63% +0.4% YoY	76.70% +0.9% YoY	34%
Non-Interest-Bearing Deposit Share ?	32.92% +4.1% YoY -3.8% QoQ	+9.20%	23.71% +0.3% YoY	17.92% -1.5% YoY	22.01% -1.2% YoY	80%
Nonperforming Asset Ratio ?	0.03% -97.5% YoY -96.9% QoQ	-0.75%	0.79% +28.2% YoY	0.55% +6.0% YoY	0.67% +19.3% YoY	66%
Tier 1 Capital Ratio ?	15.65% -26.2% YoY +1.8% QoQ	-11.04%	26.68% +2.0% YoY	14.10% +3.9% YoY	17.06% +0.8% YoY	51%
Non-Interest Income / Assets ?	0.94% +1.2% YoY -68.6% QoQ	+0.27%	0.67% +1.9% YoY	0.12% +3.0% YoY	0.32% +4.1% YoY	Top 3.7% in tier

Get Full Access to Scribner Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (8 metrics)

Non-Interest Income / Assets

revenue_mix

Value: 0.94%

Peer Median: 0.67%

#21 of 541 Top 3.7% in under $100M

Return on Assets

profitability

Value: 2.69%

Peer Median: 0.84%

#23 of 541 Top 4.1% in under $100M

Net Interest Margin

profitability

Value: 5.45%

Peer Median: 3.86%

#29 of 541 Top 5.2% in under $100M

Total Loans

size

Value: $54.49M

Peer Median: $34.25M

#95 of 541 Top 17.4% in under $100M

108

Non-Interest-Bearing Deposit Share

funding

Value: 32.92%

Peer Median: 23.71%

#108 of 541 Top 19.8% in under $100M

111

Total Assets

size

Value: $85.98M

Peer Median: $62.16M

#111 of 541 Top 20.3% in under $100M

122

Efficiency Ratio

profitability

Value: 58.37%

Peer Median: 88.34%

#122 of 541 Top 22.4% in under $100M

125

Total Deposits

size

Value: $71.75M

Peer Median: $51.74M

#125 of 541 Top 22.9% in under $100M

Top Weaknesses (0 metrics)

No weakness rankings available