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Bank of Hartington

$100M-$1B Specialty: Agricultural NE FDIC cert 13962

Hartington, NE

2 branches across NE

2664 banks in the $100M-$1B peer group nationally 82 in NE
View $100M-$1B leaderboard (NE) →

Bank of Hartington shows strong momentum with 5 strengths and 8.1% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.89% below tier average
  • + Nonperforming Asset Ratio 0.64% below tier average
  • + ROA 0.18% above tier average
  • + Net Interest Margin 0.37% above tier average
  • + Efficiency Ratio 1.61% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Bank of Hartington releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Total Assets ? $147.1M
+8.1% YoY -5.3% QoQ
-$239.0M $386.1M
+0.5% YoY
$791.1M
+6.6% YoY
$6.2B
+9.1% YoY
Bottom 13.5% in tier
Total Loans ? $106.4M
+7.4% YoY -9.6% QoQ
-$149.3M $255.7M
+1.1% YoY
$551.6M
+6.9% YoY
$3.2B
+10.8% YoY
22%
Total Deposits ? $133.7M
+11.4% YoY +4.1% QoQ
-$194.2M $328.0M
+0.1% YoY
$661.1M
+6.6% YoY
$4.8B
+8.2% YoY
17%
Return on Assets ? 1.45%
+21.5% YoY +23.0% QoQ
+0.18% 1.27%
+12.9% YoY
1.36%
+20.0% YoY
1.23%
+13.4% YoY
65%
Net Interest Margin ? 4.30%
+4.0% YoY +0.7% QoQ
+0.37% 3.93%
+6.0% YoY
3.79%
+6.5% YoY
3.89%
+5.7% YoY
73%
Efficiency Ratio ? 63.68%
-2.9% YoY -6.8% QoQ
-1.61% 65.29%
-4.5% YoY
60.11%
-6.9% YoY
66.95%
-4.1% YoY
49%
Delinquency Rate ? 0.00%
-100.0% YoY
-0.89% 0.89%
+18.8% YoY
0.72%
+6.8% YoY
0.95%
+18.8% YoY
Top 0.1% in tier
Loan-to-Deposit Ratio ? 79.56%
-3.6% YoY -13.1% QoQ
+2.93% 76.64%
+0.8% YoY
79.63%
+0.4% YoY
76.70%
+0.9% YoY
47%
Non-Interest-Bearing Deposit Share ? 22.11%
-0.7% YoY +11.6% QoQ
+0.10% 22.02%
-1.0% YoY
17.92%
-1.5% YoY
22.01%
-1.2% YoY
55%
Nonperforming Asset Ratio ? 0.00%
-100.0% YoY
-0.64% 0.64%
+19.7% YoY
0.55%
+6.0% YoY
0.67%
+19.3% YoY
Top 0.1% in tier
Tier 1 Capital Ratio ? 11.59%
-0.6% YoY +13.5% QoQ
-4.24% 15.83%
+1.5% YoY
14.10%
+3.9% YoY
17.06%
+0.8% YoY
30%
Non-Interest Income / Assets ? 0.11%
+3.8% YoY -70.4% QoQ
-0.17% 0.28%
+9.3% YoY
0.12%
+3.0% YoY
0.32%
+4.1% YoY
56%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

1
Delinquency Rate
credit_quality
Value: 0.00%
Peer Median: 0.89%
#1 of 2654 Top 0.1% in $100M-$1B
1
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.64%
#1 of 2664 Top 0.1% in $100M-$1B

Top Weaknesses (3 metrics)

2306
Total Assets
size
Value: $147.05M
Peer Median: $386.08M
#2306 of 2664 Bottom 13.5% in $100M-$1B
2224
Total Deposits
size
Value: $133.75M
Peer Median: $327.97M
#2224 of 2664 Bottom 16.6% in $100M-$1B
2090
Total Loans
size
Value: $106.42M
Peer Median: $255.72M
#2090 of 2664 Bottom 21.6% in $100M-$1B
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