BlastPoint's Banking Scorecard
Community Bank of Louisiana
Mansfield, LA
12 branches across LA
Community Bank of Louisiana has 2 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.07% above tier average
- + Efficiency Ratio 7.19% below tier average
Key Concerns
Areas that may need attention
- - Capital Thin: Bottom 32.9% in tier
- - Net Interest Margin 1.04% below tier average
- - Delinquency Rate 0.59% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$854.4M
+3.9% YoY
-2.9% QoQ
|
+$468.3M |
$386.1M
+0.5% YoY
|
$784.8M
+7.0% YoY
|
$6.2B
+9.1% YoY
|
Top 5.7% in tier |
| Total Loans ? |
$285.5M
+8.6% YoY
+1.3% QoQ
|
+$29.8M |
$255.7M
+1.1% YoY
|
$523.7M
+4.0% YoY
|
$3.2B
+10.8% YoY
|
65% |
| Total Deposits ? |
$793.5M
+1.1% YoY
-3.9% QoQ
|
+$465.5M |
$328.0M
+0.1% YoY
|
$671.5M
+6.9% YoY
|
$4.8B
+8.2% YoY
|
Top 2.6% in tier |
| Return on Assets ? |
1.34%
+6.7% YoY
+5.0% QoQ
|
+0.07% |
1.27%
+12.9% YoY
|
1.24%
+12.4% YoY
|
1.23%
+13.4% YoY
|
58% |
| Net Interest Margin ? |
2.89%
+4.6% YoY
+0.7% QoQ
|
-1.04% |
3.93%
+6.0% YoY
|
4.12%
+1.2% YoY
|
3.89%
+5.7% YoY
|
Bottom 8.3% in tier |
| Efficiency Ratio ? |
58.10%
-3.0% YoY
-2.0% QoQ
|
-7.19% |
65.29%
-4.5% YoY
|
70.37%
-1.0% YoY
|
66.95%
-4.1% YoY
|
65% |
| Delinquency Rate ? |
1.48%
+545.7% YoY
+468.9% QoQ
|
+0.59% |
0.89%
+18.8% YoY
|
1.51%
+4.5% YoY
|
0.95%
+18.8% YoY
|
19% |
| Loan-to-Deposit Ratio ? |
35.98%
+7.4% YoY
+5.3% QoQ
|
-40.66% |
76.64%
+0.8% YoY
|
75.16%
-1.5% YoY
|
76.70%
+0.9% YoY
|
Top 3.0% in tier |
| Non-Interest-Bearing Deposit Share ? |
26.60%
+7.5% YoY
+14.6% QoQ
|
+4.58% |
22.02%
-1.0% YoY
|
24.55%
-1.4% YoY
|
22.01%
-1.2% YoY
|
72% |
| Nonperforming Asset Ratio ? |
0.62%
+19.2% YoY
+136.6% QoQ
|
-0.02% |
0.64%
+19.7% YoY
|
1.07%
+4.2% YoY
|
0.67%
+19.3% YoY
|
32% |
| Tier 1 Capital Ratio ? |
10.09%
-51.1% YoY
+4.0% QoQ
|
-5.74% |
15.83%
+1.5% YoY
|
16.56%
+0.4% YoY
|
17.06%
+0.8% YoY
|
Bottom 10.8% in tier |
| Non-Interest Income / Assets ? |
0.12%
-5.8% YoY
-69.8% QoQ
|
-0.16% |
0.28%
+9.3% YoY
|
0.11%
-17.3% YoY
|
0.32%
+4.1% YoY
|
62% |
Get Full Access to Community Bank of Louisiana
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Capital Thin
riskTier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.