BlastPoint's Banking Scorecard
Maynard Savings Bank
Maynard, IA
3 branches across IA
Maynard Savings Bank has 1 strength but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 4.33% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 1.33% below tier average
- - ROA 0.28% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$111.8M
+3.5% YoY
+0.9% QoQ
|
-$274.3M |
$386.1M
+0.5% YoY
|
$560.1M
+4.8% YoY
|
$6.2B
+9.1% YoY
|
Bottom 3.3% in tier |
| Total Loans ? |
$48.7M
-1.3% YoY
+0.6% QoQ
|
-$207.0M |
$255.7M
+1.1% YoY
|
$379.9M
+5.0% YoY
|
$3.2B
+10.8% YoY
|
Bottom 2.9% in tier |
| Total Deposits ? |
$92.0M
+5.2% YoY
+1.6% QoQ
|
-$236.0M |
$328.0M
+0.1% YoY
|
$469.6M
+4.4% YoY
|
$4.8B
+8.2% YoY
|
Bottom 3.3% in tier |
| Return on Assets ? |
0.99%
+74.1% YoY
+18.3% QoQ
|
-0.28% |
1.27%
+12.9% YoY
|
1.31%
+22.6% YoY
|
1.23%
+13.4% YoY
|
37% |
| Net Interest Margin ? |
2.60%
+21.4% YoY
+8.8% QoQ
|
-1.33% |
3.93%
+6.0% YoY
|
3.52%
+10.3% YoY
|
3.89%
+5.7% YoY
|
Bottom 4.2% in tier |
| Efficiency Ratio ? |
60.96%
-17.6% YoY
-6.9% QoQ
|
-4.33% |
65.29%
-4.5% YoY
|
58.40%
-7.6% YoY
|
66.95%
-4.1% YoY
|
57% |
| Delinquency Rate ? |
0.88%
-6.0% YoY
-8.1% QoQ
|
-0.01% |
0.89%
+18.8% YoY
|
0.92%
+14.5% YoY
|
0.95%
+18.8% YoY
|
31% |
| Loan-to-Deposit Ratio ? |
52.95%
-6.2% YoY
-1.0% QoQ
|
-23.69% |
76.64%
+0.8% YoY
|
77.40%
+1.1% YoY
|
76.70%
+0.9% YoY
|
Top 11.9% in tier |
| Non-Interest-Bearing Deposit Share ? |
17.05%
-1.1% YoY
-4.9% QoQ
|
-4.97% |
22.02%
-1.0% YoY
|
17.87%
+0.7% YoY
|
22.01%
-1.2% YoY
|
32% |
| Nonperforming Asset Ratio ? |
0.78%
+61.1% YoY
-4.8% QoQ
|
+0.14% |
0.64%
+19.7% YoY
|
0.58%
+11.7% YoY
|
0.67%
+19.3% YoY
|
27% |
| Tier 1 Capital Ratio ? |
14.73%
+2.1% YoY
-0.4% QoQ
|
-1.10% |
15.83%
+1.5% YoY
|
14.34%
+1.8% YoY
|
17.06%
+0.8% YoY
|
64% |
| Non-Interest Income / Assets ? |
0.04%
+9.8% YoY
-75.5% QoQ
|
-0.24% |
0.28%
+9.3% YoY
|
0.12%
+10.7% YoY
|
0.32%
+4.1% YoY
|
17% |
Get Full Access to Maynard Savings Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.