BlastPoint's Banking Scorecard
Corydon State Bank
Corydon, IA
Corydon State Bank has 2 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 33.94% below tier average
- + ROA 0.74% above tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 2.58% above tier average
- - Non-Interest Income / Assets 0.25% below tier average
- - Net Interest Margin 0.92% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$131.5M
+8.8% YoY
-2.1% QoQ
|
-$254.5M |
$386.1M
+0.5% YoY
|
$560.1M
+4.8% YoY
|
$6.2B
+9.1% YoY
|
Bottom 8.9% in tier |
| Total Loans ? |
$37.3M
-1.1% YoY
-0.5% QoQ
|
-$218.4M |
$255.7M
+1.1% YoY
|
$379.9M
+5.0% YoY
|
$3.2B
+10.8% YoY
|
Bottom 1.3% in tier |
| Total Deposits ? |
$99.3M
+7.8% YoY
-2.0% QoQ
|
-$228.6M |
$328.0M
+0.1% YoY
|
$469.6M
+4.4% YoY
|
$4.8B
+8.2% YoY
|
Bottom 5.6% in tier |
| Return on Assets ? |
2.01%
+10.5% YoY
+7.9% QoQ
|
+0.74% |
1.27%
+12.9% YoY
|
1.31%
+22.6% YoY
|
1.23%
+13.4% YoY
|
Top 12.2% in tier |
| Net Interest Margin ? |
3.01%
+4.8% YoY
+3.3% QoQ
|
-0.92% |
3.93%
+6.0% YoY
|
3.52%
+10.3% YoY
|
3.89%
+5.7% YoY
|
Bottom 11.9% in tier |
| Efficiency Ratio ? |
31.35%
-13.4% YoY
-9.6% QoQ
|
-33.94% |
65.29%
-4.5% YoY
|
58.40%
-7.6% YoY
|
66.95%
-4.1% YoY
|
Top 1.0% in tier |
| Delinquency Rate ? |
3.46%
+45.1% YoY
+5.9% QoQ
|
+2.58% |
0.89%
+18.8% YoY
|
0.92%
+14.5% YoY
|
0.95%
+18.8% YoY
|
Bottom 4.5% in tier |
| Loan-to-Deposit Ratio ? |
37.57%
-8.3% YoY
+1.6% QoQ
|
-39.06% |
76.64%
+0.8% YoY
|
77.40%
+1.1% YoY
|
76.70%
+0.9% YoY
|
Top 3.5% in tier |
| Non-Interest-Bearing Deposit Share ? |
19.18%
-8.9% YoY
-4.1% QoQ
|
-2.84% |
22.02%
-1.0% YoY
|
17.87%
+0.7% YoY
|
22.01%
-1.2% YoY
|
41% |
| Nonperforming Asset Ratio ? |
0.98%
+23.8% YoY
-0.2% QoQ
|
+0.34% |
0.64%
+19.7% YoY
|
0.58%
+11.7% YoY
|
0.67%
+19.3% YoY
|
20% |
| Tier 1 Capital Ratio ? |
25.61%
-1.8% YoY
+3.5% QoQ
|
+9.78% |
15.83%
+1.5% YoY
|
14.34%
+1.8% YoY
|
17.06%
+0.8% YoY
|
Top 6.0% in tier |
| Non-Interest Income / Assets ? |
0.03%
-24.8% YoY
-76.4% QoQ
|
-0.25% |
0.28%
+9.3% YoY
|
0.12%
+10.7% YoY
|
0.32%
+4.1% YoY
|
Bottom 6.8% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
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Metric Rankings
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