BlastPoint's Banking Scorecard

Corydon State Bank

$100M-$1B Specialty: Agricultural IA FDIC cert 13616

Corydon, IA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 167 in IA.
Deposits -0.2% year over year ($103.6M on the books).
Delinquency rate 5.78%.
Return on assets 2.13%.
Efficiency ratio 28.90% vs a 64.48% peer average.
Loan-to-deposit ratio 37.86% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 167 in IA

View $100M-$1B leaderboard (IA) →

Corydon State Bank has 2 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Profitability Leader: Top 37.1% in tier
+ Efficiency Ratio 35.58% below tier average

Key Concerns

Areas that may need attention

- Delinquency Rate 4.86% above tier average
- Non-Interest Income / Assets 0.52% below tier average
- Net Interest Margin 0.91% below tier average

Get updates when Corydon State Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Total Assets ?	$138.0M +4.4% YoY +4.9% QoQ	-$248.5M	$386.6M +1.2% YoY	$566.2M +5.8% YoY	$6.3B +7.7% YoY	Bottom 10.5% in tier
Total Loans ?	$39.2M +13.3% YoY +5.1% QoQ	-$219.1M	$258.3M +1.7% YoY	$385.0M +5.4% YoY	$3.2B +9.4% YoY	Bottom 1.3% in tier
Total Deposits ?	$103.6M -0.2% YoY +4.3% QoQ	-$223.1M	$326.7M +0.7% YoY	$472.4M +6.3% YoY	$4.9B +7.3% YoY	Bottom 6.4% in tier
Return on Assets ?	2.13% +13.4% YoY +5.9% QoQ	+0.81%	1.32% +10.8% YoY	1.58% +39.1% YoY	1.30% +12.1% YoY	Top 10.5% in tier
Net Interest Margin ?	3.08% +7.8% YoY +2.3% QoQ	-0.91%	3.99% +5.0% YoY	3.58% +9.0% YoY	3.95% +4.9% YoY	Bottom 12.0% in tier
Efficiency Ratio ?	28.90% -13.5% YoY -7.8% QoQ	-35.58%	64.48% -3.2% YoY	57.74% -6.0% YoY	70.05% +2.5% YoY	Top 0.7% in tier
Delinquency Rate ?	5.78% +85.5% YoY +66.9% QoQ	+4.86%	0.92% +15.7% YoY	0.99% +12.8% YoY	0.98% +16.3% YoY	Bottom 1.8% in tier
Loan-to-Deposit Ratio ?	37.86% +13.6% YoY +0.8% QoQ	-40.09%	77.95% +1.0% YoY	80.39% +2.7% YoY	79.03% +2.3% YoY	Top 3.5% in tier
Non-Interest-Bearing Deposit Share ?	23.46% +20.4% YoY +22.3% QoQ	+1.43%	22.03% -0.6% YoY	17.72% +0.8% YoY	21.98% -0.6% YoY	61%
Nonperforming Asset Ratio ?	1.64% +91.0% YoY +67.2% QoQ	+0.97%	0.67% +16.4% YoY	0.63% +7.9% YoY	0.69% +15.8% YoY	Bottom 10.4% in tier
Tier 1 Capital Ratio ?	25.75% +1.1% YoY +0.5% QoQ	+9.84%	15.91% +1.4% YoY	14.69% +3.0% YoY	17.09% +0.8% YoY	Top 6.4% in tier
Non-Interest Income / Assets ?	0.05% -31.3% YoY +74.7% QoQ	-0.52%	0.57% +7.6% YoY	0.24% +5.5% YoY	0.66% +5.2% YoY	Bottom 5.3% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Noninterest-Bearing	23.5% +4.0pp YoY +4.3pp QoQ	+1.3pp	22.1%	17.8%	22.2%	60%
Brokered Deposits	n/a	n/a	7.9%	6.0%	8.5%	n/a

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
C&I	6.6% +1.0pp YoY +0.6pp QoQ	-5.0pp	11.6%	12.8%	12.5%	30%
CRE	n/a	n/a	39.5%	28.3%	41.4%	n/a
1-4 Family	10.5% -3.5pp YoY -0.7pp QoQ	-22.1pp	32.6%	23.0%	31.3%	12%
Consumer	2.8% -0.6pp YoY +0.1pp QoQ	-1.3pp	4.1%	2.9%	5.0%	58%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	18.8%	15.4%	19.7%	n/a
Leverage Ratio	25.7% +0.3pp YoY +0.1pp QoQ	+13.6pp	12.2%	12.4%	12.6%	98%
Total Capital Ratio	n/a	n/a	19.9%	16.5%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Full-Time Employees	9 +1 (+12.5%) YoY 0 QoQ	-50	58	64	482	0%
Assets per Employee ($)	$15.3M -7.2% YoY +4.9% QoQ	+$7.8M	$7.5M	$8.9M	$8.8M	98%
Branch Count	1 0 YoY 0 QoQ	-4	4	5	18	0%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Past Due 90+ Days	3.2% +3.2pp YoY +2.9pp QoQ	+2.9pp	0.3%	0.4%	0.4%	99%
Nonaccrual	2.6% -0.5pp YoY -0.6pp QoQ	+1.6pp	0.9%	1.0%	1.0%	92%
Allowance Coverage	1.06x -52.7% YoY -43.1% QoQ	-23.10x	24.15x	18.97x	20.23x	28%
Net Charge-off Rate (YTD)	0.0%	-0.1pp	0.1%	0.1%	0.2%	56%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
ROE	8.8% +0.5pp YoY +0.4pp QoQ	-3.4pp	12.2%	12.8%	11.6%	30%
Cost of Funds (YTD)	1.7% -0.2pp YoY 0.0pp QoQ	0.0pp	1.7%	1.8%	1.7%	52%
Net Income ($, YTD)	$1.4M +23.9% YoY — QoQ	-$1.1M	$2.6M	$4.0M	$40.4M	40%

Get Full Access to Corydon State Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Profitability Leader

growth

#246 of 661 • Top 37.1% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 2.13%

(Tier: 1.32%, National: 1.30%)

better than tier avg

661 of 661 Community banks match · 923 nationally

→ Stable | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (4 metrics)

Efficiency Ratio

profitability

Value: 28.90%

Peer Median: 64.48%

#20 of 2643 Top 0.7% in $100M-$1B

Loan-to-Deposit Ratio

liquidity

Value: 37.86%

Peer Median: 77.95%

#93 of 2643 Top 3.5% in $100M-$1B

169

Tier 1 Capital Ratio

capital

Value: 25.75%

Peer Median: 15.91%

#169 of 2643 Top 6.4% in $100M-$1B

278

Return on Assets

profitability

Value: 2.13%

Peer Median: 1.32%

#278 of 2643 Top 10.5% in $100M-$1B

Top Weaknesses (7 metrics)

2610

Total Loans

size

Value: $39.24M

Peer Median: $258.35M

#2610 of 2643 Bottom 1.3% in $100M-$1B

2586

Delinquency Rate

credit_quality

Value: 5.78%

Peer Median: 0.92%

#2586 of 2633 Bottom 1.8% in $100M-$1B

2504

Non-Interest Income / Assets

revenue_mix

Value: 0.05%

Peer Median: 0.57%

#2504 of 2643 Bottom 5.3% in $100M-$1B

2475

Total Deposits

size

Value: $103.65M

Peer Median: $326.73M

#2475 of 2643 Bottom 6.4% in $100M-$1B

2369

Nonperforming Asset Ratio

credit_quality

Value: 1.64%

Peer Median: 0.67%

#2369 of 2643 Bottom 10.4% in $100M-$1B

2366

Total Assets

size

Value: $138.02M

Peer Median: $386.57M

#2366 of 2643 Bottom 10.5% in $100M-$1B

2326

Net Interest Margin

profitability

Value: 3.08%

Peer Median: 3.99%

#2326 of 2643 Bottom 12.0% in $100M-$1B