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BlastPoint's Banking Scorecard

Bank of Mead

under $100M Specialty: Agricultural NE FDIC cert 13611

Designations: Community bank

Mead, NE

2 branches across NE

541 banks in the under $100M peer group nationally 35 in NE
View under $100M leaderboard (NE) →

Bank of Mead has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 1.37% below tier average
  • + Nonperforming Asset Ratio 0.79% below tier average
  • + ROA 0.06% above tier average
  • + Efficiency Ratio 25.41% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.88% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Total Assets ? $40.0M
+3.9% YoY +6.5% QoQ
-$22.2M $62.2M
-0.6% YoY
$791.1M
+6.6% YoY
$6.2B
+9.1% YoY
21%
Total Loans ? $15.4M
-1.2% YoY -1.6% QoQ
-$18.9M $34.2M
-1.4% YoY
$551.6M
+6.9% YoY
$3.2B
+10.8% YoY
21%
Total Deposits ? $36.0M
+3.7% YoY +7.1% QoQ
-$15.8M $51.7M
-0.7% YoY
$661.1M
+6.6% YoY
$4.8B
+8.2% YoY
26%
Return on Assets ? 0.90%
+22.5% YoY +9.6% QoQ
+0.06% 0.84%
-2.3% YoY
1.36%
+20.0% YoY
1.23%
+13.4% YoY
48%
Net Interest Margin ? 2.98%
+4.9% YoY -0.4% QoQ
-0.88% 3.86%
+2.8% YoY
3.79%
+6.5% YoY
3.89%
+5.7% YoY
17%
Efficiency Ratio ? 62.94%
-7.7% YoY -3.3% QoQ
-25.41% 88.34%
+0.3% YoY
60.11%
-6.9% YoY
66.95%
-4.1% YoY
69%
Delinquency Rate ? 0.00% -1.37% 1.37%
+33.8% YoY
0.72%
+6.8% YoY
0.95%
+18.8% YoY
Top 0.1% in tier
Loan-to-Deposit Ratio ? 42.71%
-4.7% YoY -8.1% QoQ
-21.51% 64.22%
-0.7% YoY
79.63%
+0.4% YoY
76.70%
+0.9% YoY
78%
Non-Interest-Bearing Deposit Share ? 20.80%
+6.0% YoY +3.7% QoQ
-2.91% 23.71%
+0.3% YoY
17.92%
-1.5% YoY
22.01%
-1.2% YoY
41%
Nonperforming Asset Ratio ? 0.00% -0.79% 0.79%
+28.2% YoY
0.55%
+6.0% YoY
0.67%
+19.3% YoY
Top 0.1% in tier
Tier 1 Capital Ratio ? 10.05%
+0.2% YoY -0.6% QoQ
-16.63% 26.68%
+2.0% YoY
14.10%
+3.9% YoY
17.06%
+0.8% YoY
Bottom 7.0% in tier
Non-Interest Income / Assets ? 0.03%
-3.8% YoY -77.0% QoQ
-0.63% 0.67%
+1.9% YoY
0.12%
+3.0% YoY
0.32%
+4.1% YoY
25%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 541 peers in under $100M

Top Strengths (3 metrics)

1
Delinquency Rate
credit_quality
Value: 0.00%
Peer Median: 1.37%
#1 of 521 Top 0.1% in under $100M
1
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.79%
#1 of 541 Top 0.1% in under $100M
119
Loan-to-Deposit Ratio
liquidity
Value: 42.71%
Peer Median: 64.22%
#119 of 541 Top 21.8% in under $100M

Top Weaknesses (4 metrics)

504
Tier 1 Capital Ratio
capital
Value: 10.05%
Peer Median: 26.68%
#504 of 541 Bottom 7.0% in under $100M
452
Net Interest Margin
profitability
Value: 2.98%
Peer Median: 3.86%
#452 of 541 Bottom 16.6% in under $100M
430
Total Loans
size
Value: $15.37M
Peer Median: $34.25M
#430 of 541 Bottom 20.7% in under $100M
427
Total Assets
size
Value: $39.96M
Peer Median: $62.16M
#427 of 541 Bottom 21.3% in under $100M
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