BlastPoint's Banking Scorecard

Mayville State Bank

under $100M Specialty: Other MI FDIC cert 12899

Designations: ✓ Community bank

Mayville, MI

2 branches across MI

537 banks in the under $100M peer group nationally 8 in MI

Mayville State Bank has 1 strength but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 15.22% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.10% below tier average
- Delinquency Rate 0.14% above tier average

Get updates when Mayville State Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (MI)	National Avg	Tier Percentile
Total Assets ?	$97.4M +3.0% YoY +0.8% QoQ	+$35.1M	$62.3M -0.5% YoY	$993.6M +7.1% YoY	$6.2B +9.0% YoY	Top 3.4% in tier
Total Loans ?	$43.9M -0.0% YoY -2.1% QoQ	+$9.6M	$34.3M -1.5% YoY	$752.3M +11.0% YoY	$3.2B +10.7% YoY	67%
Total Deposits ?	$87.7M +1.7% YoY +0.5% QoQ	+$35.9M	$51.8M -0.6% YoY	$797.0M +6.2% YoY	$4.8B +8.0% YoY	Top 0.7% in tier
Return on Assets ?	0.87% +21.2% YoY +10.3% QoQ	+0.01%	0.86% -3.6% YoY	1.15% +24.5% YoY	1.24% +13.1% YoY	46%
Net Interest Margin ?	3.77% +6.8% YoY +2.4% QoQ	-0.10%	3.87% +2.7% YoY	3.99% +5.7% YoY	3.89% +5.7% YoY	48%
Efficiency Ratio ?	72.41% -5.1% YoY -2.3% QoQ	-15.22%	87.63% +2.3% YoY	66.95% -6.0% YoY	66.84% -3.8% YoY	48%
Delinquency Rate ?	1.50% +20.3% YoY -6.9% QoQ	+0.14%	1.36% +33.7% YoY	0.77% +25.0% YoY	0.95% +18.8% YoY	26%
Loan-to-Deposit Ratio ?	49.99% -1.7% YoY -2.6% QoQ	-14.12%	64.11% -0.9% YoY	78.66% +4.3% YoY	76.69% +0.9% YoY	69%
Non-Interest-Bearing Deposit Share ?	26.08% +8.0% YoY -1.5% QoQ	+2.29%	23.79% +0.5% YoY	24.69% -2.1% YoY	22.01% -1.1% YoY	59%
Nonperforming Asset Ratio ?	0.68% +16.8% YoY -9.6% QoQ	-0.10%	0.77% +28.7% YoY	0.58% +28.9% YoY	0.66% +19.3% YoY	31%
Tier 1 Capital Ratio ?	11.41% +2.4% YoY +0.2% QoQ	-15.36%	26.77% +2.0% YoY	20.91% -0.1% YoY	17.06% +0.8% YoY	18%
Non-Interest Income / Assets ?	0.15% -4.2% YoY -77.2% QoQ	-0.52%	0.67% +1.6% YoY	0.19% +5.0% YoY	0.32% +4.0% YoY	Top 14.9% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 537 peers in under $100M

Top Strengths (3 metrics)

Total Deposits

size

Value: $87.75M

Peer Median: $51.83M

#5 of 537 Top 0.7% in under $100M

Total Assets

size

Value: $97.39M

Peer Median: $62.28M

#19 of 537 Top 3.4% in under $100M

Non-Interest Income / Assets

revenue_mix

Value: 0.15%

Peer Median: 0.67%

#81 of 537 Top 14.9% in under $100M

Top Weaknesses (1 metrics)

439

Tier 1 Capital Ratio

capital

Value: 11.41%

Peer Median: 26.77%

#439 of 537 Bottom 18.4% in under $100M