BlastPoint's Banking Scorecard
Bank of Prague
Designations: ✓ Community bank
Prague, NE
Bank of Prague shows strong momentum with 5 strengths and 14.0% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Return on Assets 2.71% above tier average
- + Efficiency Ratio 44.17% below tier average
- + Non-Interest Income / Assets 0.26% below tier average
- + Net Interest Margin 1.00% above tier average
- + Delinquency Rate 0.64% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$48.6M
+14.0% YoY
+6.8% QoQ
|
-$13.6M |
$62.2M
-0.6% YoY
|
$791.1M
+6.6% YoY
|
$6.2B
+9.1% YoY
|
30% |
| Total Loans ? |
$32.8M
+11.7% YoY
-0.3% QoQ
|
-$1.5M |
$34.2M
-1.4% YoY
|
$551.6M
+6.9% YoY
|
$3.2B
+10.8% YoY
|
51% |
| Total Deposits ? |
$42.9M
+15.4% YoY
+7.5% QoQ
|
-$8.8M |
$51.7M
-0.7% YoY
|
$661.1M
+6.6% YoY
|
$4.8B
+8.2% YoY
|
34% |
| Return on Assets ? |
3.55%
-4.1% YoY
+46.2% QoQ
|
+2.71% |
0.84%
-2.3% YoY
|
1.36%
+20.0% YoY
|
1.23%
+13.4% YoY
|
Top 2.6% in tier |
| Net Interest Margin ? |
4.86%
-5.4% YoY
-2.5% QoQ
|
+1.00% |
3.86%
+2.8% YoY
|
3.79%
+6.5% YoY
|
3.89%
+5.7% YoY
|
Top 14.8% in tier |
| Efficiency Ratio ? |
44.18%
+5.6% YoY
-24.2% QoQ
|
-44.17% |
88.34%
+0.3% YoY
|
60.11%
-6.9% YoY
|
66.95%
-4.1% YoY
|
Top 4.8% in tier |
| Delinquency Rate ? |
0.73%
+25.8% YoY
-13.4% QoQ
|
-0.64% |
1.37%
+33.8% YoY
|
0.72%
+6.8% YoY
|
0.95%
+18.8% YoY
|
42% |
| Loan-to-Deposit Ratio ? |
76.33%
-3.1% YoY
-7.2% QoQ
|
+12.12% |
64.22%
-0.7% YoY
|
79.63%
+0.4% YoY
|
76.70%
+0.9% YoY
|
33% |
| Non-Interest-Bearing Deposit Share ? |
17.60%
-10.2% YoY
-12.1% QoQ
|
-6.11% |
23.71%
+0.3% YoY
|
17.92%
-1.5% YoY
|
22.01%
-1.2% YoY
|
32% |
| Nonperforming Asset Ratio ? |
0.49%
+23.3% YoY
-19.2% QoQ
|
-0.30% |
0.79%
+28.2% YoY
|
0.55%
+6.0% YoY
|
0.67%
+19.3% YoY
|
38% |
| Tier 1 Capital Ratio ? |
11.78%
-6.5% YoY
-4.4% QoQ
|
-14.90% |
26.68%
+2.0% YoY
|
14.10%
+3.9% YoY
|
17.06%
+0.8% YoY
|
21% |
| Non-Interest Income / Assets ? |
0.40%
+13.1% YoY
-78.2% QoQ
|
-0.26% |
0.67%
+1.9% YoY
|
0.12%
+3.0% YoY
|
0.32%
+4.1% YoY
|
Top 5.5% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.