BlastPoint's Banking Scorecard

GreenLeaf Bank

$100M-$1B Specialty: Commercial WI FDIC cert 12661

Greenleaf, WI

2 branches across WI

2664 banks in the $100M-$1B peer group nationally 113 in WI

GreenLeaf Bank has 2 strengths but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 2.37% below tier average
+ Delinquency Rate 0.31% below tier average

Key Concerns

Areas that may need attention

- Capital Thin: Bottom 21.0% in tier
- Credit Risk Growth: Bottom 33.6% in tier
- ROA 0.13% below tier average
- Net Interest Margin 0.75% below tier average

Get updates when GreenLeaf Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Total Assets ?	$154.3M +3.5% YoY -0.5% QoQ	-$231.7M	$386.1M +0.5% YoY	$1.1B +10.1% YoY	$6.2B +9.1% YoY	15%
Total Loans ?	$91.7M +2.4% YoY -1.0% QoQ	-$164.0M	$255.7M +1.1% YoY	$816.7M +9.9% YoY	$3.2B +10.8% YoY	16%
Total Deposits ?	$131.6M +2.3% YoY -0.3% QoQ	-$196.4M	$328.0M +0.1% YoY	$905.4M +9.0% YoY	$4.8B +8.2% YoY	16%
Return on Assets ?	1.13% +43.9% YoY +52.2% QoQ	-0.13%	1.27% +12.9% YoY	1.50% +15.4% YoY	1.23% +13.4% YoY	46%
Net Interest Margin ?	3.18% +11.0% YoY +4.9% QoQ	-0.75%	3.93% +6.0% YoY	3.77% +9.2% YoY	3.89% +5.7% YoY	17%
Efficiency Ratio ?	62.91% -11.0% YoY -10.0% QoQ	-2.37%	65.29% -4.5% YoY	64.74% -4.5% YoY	66.95% -4.1% YoY	51%
Delinquency Rate ?	0.57% +8.0% QoQ	-0.31%	0.89% +18.8% YoY	0.87% +31.3% YoY	0.95% +18.8% YoY	42%
Loan-to-Deposit Ratio ?	69.69% +0.1% YoY -0.6% QoQ	-6.95%	76.64% +0.8% YoY	86.53% +1.6% YoY	76.70% +0.9% YoY	67%
Non-Interest-Bearing Deposit Share ?	15.27% -7.5% YoY -6.8% QoQ	-6.75%	22.02% -1.0% YoY	18.27% -0.8% YoY	22.01% -1.2% YoY	25%
Nonperforming Asset Ratio ?	0.34% +7.5% QoQ	-0.30%	0.64% +19.7% YoY	0.63% +35.0% YoY	0.67% +19.3% YoY	47%
Tier 1 Capital Ratio ?	9.59% +5.1% YoY +3.0% QoQ	-6.24%	15.83% +1.5% YoY	14.74% +0.5% YoY	17.06% +0.8% YoY	Bottom 5.5% in tier
Non-Interest Income / Assets ?	0.04% +1.9% YoY -70.1% QoQ	-0.24%	0.28% +9.3% YoY	1.15% +12.5% YoY	0.32% +4.1% YoY	Bottom 12.0% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Capital Thin

risk

#141 of 666 • Bottom 21.0% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature

Tier 1 Capital Ratio: 9.59%

(Tier: 15.83%, National: 17.06%)

worse than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank improving

Credit Risk Growth

risk

#328 of 973 • Bottom 33.6% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

973 of 973 Community banks match · 1464 nationally

→ Stable -10 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (6 metrics)

2518

Tier 1 Capital Ratio

capital

Value: 9.59%

Peer Median: 15.83%

#2518 of 2664 Bottom 5.5% in $100M-$1B

2344

Non-Interest Income / Assets

revenue_mix

Value: 0.04%

Peer Median: 0.28%

#2344 of 2664 Bottom 12.0% in $100M-$1B

2253

Total Assets

size

Value: $154.34M

Peer Median: $386.08M

#2253 of 2664 Bottom 15.5% in $100M-$1B

2244

Total Deposits

size

Value: $131.58M

Peer Median: $327.97M

#2244 of 2664 Bottom 15.8% in $100M-$1B

2226

Total Loans

size

Value: $91.69M

Peer Median: $255.72M

#2226 of 2664 Bottom 16.5% in $100M-$1B

2211

Net Interest Margin

profitability

Value: 3.18%

Peer Median: 3.93%

#2211 of 2664 Bottom 17.0% in $100M-$1B