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Origin Bank

$10B-$250B Specialty: Commercial LA FDIC cert 12614

Choudrant, LA

59 branches across TX · LA · MS · AL · FL

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 139 banks in the $10B-$250B peer group nationwide — 1 of 1 in LA.
  • Deposits +6.4% year over year ($8.7B on the books).
  • Delinquency rate 0.98%.
  • Return on assets 1.23%.
  • Efficiency ratio 55.95% vs a 53.67% peer average.
  • Loan-to-deposit ratio 91.44% vs a 82.61% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

139 banks in the $10B-$250B peer group nationally 1 in LA
View $10B-$250B leaderboard (LA) →

Origin Bank faces 4 concerns requiring attention

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

  • - Liquidity Strain: Bottom 20.0% in tier
  • - ROA 0.16% below tier average
  • - Net Interest Margin 0.09% below tier average
  • - Efficiency Ratio 2.28% above tier average
Get updates when Origin Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Total Assets ? $10.2B
+6.2% YoY +0.8% QoQ
-$33.4B $43.6B
-13.8% YoY
$799.3M
+7.8% YoY
$6.3B
+7.7% YoY
Bottom 0.7% in tier
Total Loans ? $8.0B
+4.9% YoY +2.7% QoQ
-$20.0B $28.0B
-8.6% YoY
$538.5M
+5.3% YoY
$3.2B
+9.4% YoY
Bottom 12.2% in tier
Total Deposits ? $8.7B
+6.4% YoY -0.8% QoQ
-$26.7B $35.4B
-14.0% YoY
$677.9M
+7.3% YoY
$4.9B
+7.3% YoY
Bottom 4.3% in tier
Return on Assets ? 1.23%
+51.3% YoY +16.1% QoQ
-0.16% 1.39%
+25.9% YoY
1.37%
+23.6% YoY
1.30%
+12.1% YoY
47%
Net Interest Margin ? 3.83%
+6.4% YoY +1.7% QoQ
-0.09% 3.92%
+8.9% YoY
4.15%
+0.0% YoY
3.95%
+4.9% YoY
63%
Efficiency Ratio ? 55.95%
-5.2% YoY -3.2% QoQ
+2.28% 53.67%
-1.9% YoY
69.40%
-0.9% YoY
70.05%
+2.5% YoY
43%
Delinquency Rate ? 0.98%
-12.3% YoY -12.4% QoQ
-0.03% 1.01%
-2.8% YoY
1.53%
+7.9% YoY
0.98%
+16.3% YoY
28%
Loan-to-Deposit Ratio ? 91.44%
-1.4% YoY +3.5% QoQ
+8.83% 82.61%
+3.1% YoY
77.15%
-1.0% YoY
79.03%
+2.3% YoY
24%
Non-Interest-Bearing Deposit Share ? 26.14%
+11.9% YoY +12.5% QoQ
+5.56% 20.58%
+4.9% YoY
24.65%
+0.5% YoY
21.98%
-0.6% YoY
67%
Nonperforming Asset Ratio ? 0.78%
-14.5% YoY -10.9% QoQ
+0.05% 0.73%
+5.8% YoY
1.11%
+4.1% YoY
0.69%
+15.8% YoY
26%
Tier 1 Capital Ratio ? 12.80%
-2.5% YoY +0.2% QoQ
-2.55% 15.35%
-0.4% YoY
17.35%
+5.4% YoY
17.09%
+0.8% YoY
47%
Non-Interest Income / Assets ? 0.14%
-20.1% YoY +144.6% QoQ
-0.35% 0.50%
+10.5% YoY
0.33%
+19.6% YoY
0.66%
+5.2% YoY
Bottom 14.4% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Noninterest-Bearing 26.1%
+2.8pp YoY
+2.9pp QoQ
 +5.1pp 21.0% 24.6% 22.2% 65%
Brokered Deposits n/a n/a 9.2% 6.7% 8.5% n/a

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
C&I 20.3%
-1.7pp YoY
-0.9pp QoQ
 +3.1pp 17.2% 12.6% 12.5% 70%
CRE 47.9%
+1.4pp YoY
+1.1pp QoQ
 +5.9pp 42.0% 44.9% 41.4% 61%
1-4 Family 17.9%
-1.5pp YoY
-0.7pp QoQ
 -5.2pp 23.1% 34.2% 31.3% 37%
Consumer 0.2%
0.0pp YoY
0.0pp QoQ
 -12.7pp 12.9% 4.2% 5.0% 14%

Capital

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
CET1 Ratio 12.8%
-0.3pp YoY
0.0pp QoQ
 -2.5pp 15.3% 22.5% 19.7% 47%
Leverage Ratio 11.4%
+0.1pp YoY
+0.5pp QoQ
 +0.9pp 10.4% 13.4% 12.6% 78%
Total Capital Ratio 14.0%
-0.3pp YoY
0.0pp QoQ
 -2.5pp 16.5% 23.6% 20.8% 42%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Full-Time Employees 857
+10 (+1.2%) YoY
-11 (-1.3%) QoQ
 -2,401 3,258 114 482 17%
Assets per Employee ($) $11.9M
+5.0% YoY
+2.1% QoQ
 -$15.2M $27.0M $6.8M $8.8M 46%
Branch Count 59
+3 (+5.4%) YoY
+1 (+1.7%) QoQ
 -79 137 9 18 40%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Past Due 90+ Days n/a n/a 0.4% 0.4% 0.4% n/a
Nonaccrual 1.0%
-0.1pp YoY
-0.1pp QoQ
 +0.3pp 0.7% 1.4% 1.0% 84%
Allowance Coverage 1.25x
+15.4% YoY
+10.2% QoQ
 -1.56x 2.81x 27.36x 20.23x 30%
Net Charge-off Rate (YTD) 0.1%
0.0pp YoY
-0.1pp QoQ
 -0.3pp 0.4% 0.1% 0.2% 30%

Profitability

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
ROE 10.6%
+3.6pp YoY
+1.4pp QoQ
 -2.0pp 12.6% 12.5% 11.6% 45%
Cost of Funds (YTD) 1.9%
-0.5pp YoY
0.0pp QoQ
 -0.1pp 2.0% 1.7% 1.7% 49%
Net Income ($, YTD) $61.3M
+56.8% YoY
— QoQ
 -$235.5M $296.8M $5.1M $40.4M 10%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Liquidity Strain

risk
#9 of 40 • Bottom 20.0% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature
Loan-to-Deposit Ratio: 91.44%
(Tier: 82.61%, National: 79.03%)
worse than tier avg
40 of 40 Large banks match · 1092 nationally
→ Stable +81 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 139 peers in $10B-$250B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (5 metrics)

139
Total Assets
size
Value: $10.18B
Peer Median: $43.60B
#139 of 139 Bottom 0.7% in $10B-$250B
134
Total Deposits
size
Value: $8.72B
Peer Median: $35.42B
#134 of 139 Bottom 4.3% in $10B-$250B
123
Total Loans
size
Value: $7.98B
Peer Median: $27.97B
#123 of 139 Bottom 12.2% in $10B-$250B
120
Non-Interest Income / Assets
revenue_mix
Value: 0.14%
Peer Median: 0.50%
#120 of 139 Bottom 14.4% in $10B-$250B
106
Loan-to-Deposit Ratio
liquidity
Value: 91.44%
Peer Median: 82.61%
#106 of 139 Bottom 24.5% in $10B-$250B
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