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Partners Bank of Wisconsin

$100M-$1B Specialty: Commercial WI FDIC cert 12513

Marshfield, WI

3 branches across WI

2664 banks in the $100M-$1B peer group nationally 113 in WI
View $100M-$1B leaderboard (WI) →

Partners Bank of Wisconsin has 2 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 6.52% below tier average
  • + Delinquency Rate 0.35% below tier average

Key Concerns

Areas that may need attention

  • - Credit Risk Growth: Bottom 13.0% in tier
  • - Credit Quality Pressure: Bottom 33.7% in tier
  • - Net Interest Margin 0.19% below tier average
Get updates when Partners Bank of Wisconsin releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Total Assets ? $286.8M
+6.6% YoY -1.0% QoQ
-$99.3M $386.1M
+0.5% YoY
$1.1B
+10.1% YoY
$6.2B
+9.1% YoY
44%
Total Loans ? $179.8M
+3.8% YoY -1.7% QoQ
-$75.9M $255.7M
+1.1% YoY
$816.7M
+9.9% YoY
$3.2B
+10.8% YoY
44%
Total Deposits ? $218.2M
+6.0% YoY -1.3% QoQ
-$109.8M $328.0M
+0.1% YoY
$905.4M
+9.0% YoY
$4.8B
+8.2% YoY
38%
Return on Assets ? 1.30%
+9.7% YoY +10.4% QoQ
+0.03% 1.27%
+12.9% YoY
1.50%
+15.4% YoY
1.23%
+13.4% YoY
56%
Net Interest Margin ? 3.74%
+9.1% YoY +4.7% QoQ
-0.19% 3.93%
+6.0% YoY
3.77%
+9.2% YoY
3.89%
+5.7% YoY
44%
Efficiency Ratio ? 58.77%
-6.4% YoY +0.6% QoQ
-6.52% 65.29%
-4.5% YoY
64.74%
-4.5% YoY
66.95%
-4.1% YoY
64%
Delinquency Rate ? 0.53%
+37.8% YoY +45.6% QoQ
-0.35% 0.89%
+18.8% YoY
0.87%
+31.3% YoY
0.95%
+18.8% YoY
43%
Loan-to-Deposit Ratio ? 82.38%
-2.1% YoY -0.5% QoQ
+5.75% 76.64%
+0.8% YoY
86.53%
+1.6% YoY
76.70%
+0.9% YoY
41%
Non-Interest-Bearing Deposit Share ? 22.04%
+8.9% YoY +1.1% QoQ
+0.02% 22.02%
-1.0% YoY
18.27%
-0.8% YoY
22.01%
-1.2% YoY
54%
Nonperforming Asset Ratio ? 0.33%
+34.2% YoY +44.6% QoQ
-0.30% 0.64%
+19.7% YoY
0.63%
+35.0% YoY
0.67%
+19.3% YoY
48%
Tier 1 Capital Ratio ? 14.26%
-0.1% YoY +1.6% QoQ
-1.58% 15.83%
+1.5% YoY
14.74%
+0.5% YoY
17.06%
+0.8% YoY
59%
Non-Interest Income / Assets ? 0.04%
+3.9% YoY -78.4% QoQ
-0.24% 0.28%
+9.3% YoY
1.15%
+12.5% YoY
0.32%
+4.1% YoY
16%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Credit Risk Growth

risk
#128 of 973 • Bottom 13.0% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

973 of 973 Community banks match · 1464 nationally
→ Stable -10 banks QoQ

Credit Quality Pressure

risk
#442 of 1308 • Bottom 33.7% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature
Delinquency Rate: 0.53%
(Tier: 0.89%, National: 0.95%)
better than tier avg
1308 of 1308 Community banks match · 1899 nationally
→ Stable +2 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (1 metrics)

2239
Non-Interest Income / Assets
revenue_mix
Value: 0.04%
Peer Median: 0.28%
#2239 of 2664 Bottom 16.0% in $100M-$1B
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