BlastPoint's Banking Scorecard

The Dickinson County Bank

under $100M Specialty: Other KS FDIC cert 12425

Designations: ✓ Community bank

Enterprise, KS

541 banks in the under $100M peer group nationally 48 in KS

The Dickinson County Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.99% above tier average
+ Net Interest Margin 0.64% above tier average
+ Efficiency Ratio 30.52% below tier average

Key Concerns

Areas that may need attention

- Delinquency Rate 0.65% above tier average

Get updates when The Dickinson County Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (KS)	National Avg	Tier Percentile
Total Assets ?	$21.2M +0.3% YoY +1.4% QoQ	-$41.0M	$62.2M -0.6% YoY	$509.2M +7.2% YoY	$6.2B +9.1% YoY	Bottom 5.0% in tier
Total Loans ?	$13.9M +3.3% YoY +2.9% QoQ	-$20.3M	$34.2M -1.4% YoY	$338.5M +8.8% YoY	$3.2B +10.8% YoY	18%
Total Deposits ?	$17.2M -1.3% YoY +1.4% QoQ	-$34.5M	$51.7M -0.7% YoY	$424.4M +7.3% YoY	$4.8B +8.2% YoY	Bottom 7.2% in tier
Return on Assets ?	1.82% +1.7% YoY +1.9% QoQ	+0.99%	0.84% -2.3% YoY	1.40% +19.8% YoY	1.23% +13.4% YoY	Top 13.1% in tier
Net Interest Margin ?	4.50% +8.8% YoY +1.1% QoQ	+0.64%	3.86% +2.8% YoY	3.92% +4.5% YoY	3.89% +5.7% YoY	77%
Efficiency Ratio ?	57.83% +0.5% YoY -0.8% QoQ	-30.52%	88.34% +0.3% YoY	62.29% -5.0% YoY	66.95% -4.1% YoY	79%
Delinquency Rate ?	2.02% -72.6% QoQ	+0.65%	1.37% +33.8% YoY	0.77% +10.4% YoY	0.95% +18.8% YoY	21%
Loan-to-Deposit Ratio ?	80.87% +4.7% YoY +1.6% QoQ	+16.65%	64.22% -0.7% YoY	71.79% +1.2% YoY	76.70% +0.9% YoY	26%
Non-Interest-Bearing Deposit Share ?	12.98% -13.2% YoY -9.8% QoQ	-10.73%	23.71% +0.3% YoY	22.83% -2.0% YoY	22.01% -1.2% YoY	20%
Nonperforming Asset Ratio ?	1.52% -68.2% QoQ	+0.73%	0.79% +28.2% YoY	0.51% +12.5% YoY	0.67% +19.3% YoY	16%
Tier 1 Capital Ratio ?	14.00% +9.4% YoY +0.6% QoQ	-12.69%	26.68% +2.0% YoY	17.98% -0.9% YoY	17.06% +0.8% YoY	39%
Non-Interest Income / Assets ?	0.05% +9.7% YoY -67.1% QoQ	-0.61%	0.67% +1.9% YoY	0.28% -1.8% YoY	0.32% +4.1% YoY	44%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (3 metrics)

Return on Assets

profitability

Value: 1.82%

Peer Median: 0.84%

#72 of 541 Top 13.1% in under $100M

115

Efficiency Ratio

profitability

Value: 57.83%

Peer Median: 88.34%

#115 of 541 Top 21.1% in under $100M

125

Net Interest Margin

profitability

Value: 4.50%

Peer Median: 3.86%

#125 of 541 Top 22.9% in under $100M

Top Weaknesses (6 metrics)

515

Total Assets

size

Value: $21.18M

Peer Median: $62.16M

#515 of 541 Bottom 5.0% in under $100M

503

Total Deposits

size

Value: $17.24M

Peer Median: $51.74M

#503 of 541 Bottom 7.2% in under $100M

458

Nonperforming Asset Ratio

credit_quality

Value: 1.52%

Peer Median: 0.79%

#458 of 541 Bottom 15.5% in under $100M

447

Total Loans

size

Value: $13.94M

Peer Median: $34.25M

#447 of 541 Bottom 17.6% in under $100M

436

Non-Interest-Bearing Deposit Share

funding

Value: 12.98%

Peer Median: 23.71%

#436 of 541 Bottom 19.6% in under $100M

410

Delinquency Rate

credit_quality

Value: 2.02%

Peer Median: 1.37%

#410 of 521 Bottom 21.5% in under $100M