BlastPoint's Banking Scorecard

Arrowhead Bank

$100M-$1B Specialty: Other TX FDIC cert 1198

Llano, TX

5 branches across TX

2664 banks in the $100M-$1B peer group nationally 219 in TX

Arrowhead Bank demonstrates 5 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Credit Quality Leader: Top 30.3% in tier
+ Deposit Franchise: Top 45.6% in tier
+ Nonperforming Asset Ratio 0.64% below tier average
+ ROA 0.51% above tier average
+ Efficiency Ratio 11.93% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Arrowhead Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (TX)	National Avg	Tier Percentile
Total Assets ?	$296.1M +1.4% YoY -2.0% QoQ	-$90.0M	$386.1M +0.5% YoY	$2.3B +1.1% YoY	$6.2B +9.1% YoY	45%
Total Loans ?	$174.4M +2.5% YoY -5.3% QoQ	-$81.3M	$255.7M +1.1% YoY	$1.1B +10.2% YoY	$3.2B +10.8% YoY	43%
Total Deposits ?	$261.4M -0.1% YoY -2.6% QoQ	-$66.6M	$328.0M +0.1% YoY	$1.9B +3.3% YoY	$4.8B +8.2% YoY	47%
Return on Assets ?	1.78% +10.8% YoY +7.8% QoQ	+0.51%	1.27% +12.9% YoY	1.40% +10.3% YoY	1.23% +13.4% YoY	81%
Net Interest Margin ?	4.69% +3.9% YoY +0.0% QoQ	+0.76%	3.93% +6.0% YoY	4.03% +2.6% YoY	3.89% +5.7% YoY	Top 13.2% in tier
Efficiency Ratio ?	53.35% -1.9% YoY -4.2% QoQ	-11.93%	65.29% -4.5% YoY	63.18% -2.3% YoY	66.95% -4.1% YoY	78%
Delinquency Rate ?	0.00% -100.0% QoQ	-0.89%	0.89% +18.8% YoY	0.96% +36.6% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	66.73% +2.6% YoY -2.8% QoQ	-9.91%	76.64% +0.8% YoY	67.20% -0.8% YoY	76.70% +0.9% YoY	72%
Non-Interest-Bearing Deposit Share ?	37.33% -0.8% YoY -5.0% QoQ	+15.31%	22.02% -1.0% YoY	29.02% -1.0% YoY	22.01% -1.2% YoY	Top 7.2% in tier
Nonperforming Asset Ratio ?	0.00% -100.0% QoQ	-0.64%	0.64% +19.7% YoY	0.62% +31.5% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	21.29% +11.7% YoY +7.4% QoQ	+5.46%	15.83% +1.5% YoY	18.04% +0.0% YoY	17.06% +0.8% YoY	Top 11.1% in tier
Non-Interest Income / Assets ?	0.08% +7.5% YoY -74.2% QoQ	-0.20%	0.28% +9.3% YoY	0.20% +4.0% YoY	0.32% +4.1% YoY	37%

Get Full Access to Arrowhead Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Credit Quality Leader

growth

#202 of 664 • Top 30.3% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature

Delinquency Rate: 0.00%

(Tier: 0.89%, National: 0.95%)

better than tier avg

664 of 664 Community banks match · 922 nationally

→ Stable +2 banks QoQ | QoQ rank declining

Deposit Franchise

growth

#125 of 272 • Top 45.6% in tier

Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.

Why this signature

Noninterest-Bearing Deposit Share: 37.33%

(Tier: 22.02%, National: 22.01%)

better than tier avg

Net Interest Margin: 4.69%

(Tier: 3.93%, National: 3.89%)

better than tier avg

272 of 272 Community banks match · 369 nationally

→ Stable -14 banks QoQ | QoQ rank declining

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (7 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

193

Non-Interest-Bearing Deposit Share

funding

Value: 37.33%

Peer Median: 22.02%

#193 of 2664 Top 7.2% in $100M-$1B

297

Tier 1 Capital Ratio

capital

Value: 21.29%

Peer Median: 15.83%

#297 of 2664 Top 11.1% in $100M-$1B

353

Net Interest Margin

profitability

Value: 4.69%

Peer Median: 3.93%

#353 of 2664 Top 13.2% in $100M-$1B

517

Return on Assets

profitability

Value: 1.78%

Peer Median: 1.27%

#517 of 2664 Top 19.4% in $100M-$1B

597

Efficiency Ratio

profitability

Value: 53.35%

Peer Median: 65.29%

#597 of 2664 Top 22.4% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available