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Dominion Bank

$100M-$1B Specialty: Commercial TX FDIC cert 11934

Dallas, TX

5 branches across TX

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 219 in TX.
  • Deposits +3.0% year over year ($569.9M on the books).
  • Delinquency rate 0.73%.
  • Return on assets 0.95%.
  • Efficiency ratio 62.68% vs a 64.48% peer average.
  • Loan-to-deposit ratio 88.28% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 219 in TX
View $100M-$1B leaderboard (TX) →

Dominion Bank has 2 strengths but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 1.80% below tier average
  • + Delinquency Rate 0.18% below tier average

Key Concerns

Areas that may need attention

  • - NIB Deposit Bleed: Bottom 14.8% in tier
  • - Non-Interest Income / Assets 0.51% below tier average
  • - ROA 0.37% below tier average
  • - Net Interest Margin 0.73% below tier average
Get updates when Dominion Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Total Assets ? $647.4M
+3.7% YoY +1.9% QoQ
+$260.8M $386.6M
+1.2% YoY
$2.3B
+5.2% YoY
$6.3B
+7.7% YoY
84%
Total Loans ? $503.1M
-4.2% YoY -7.0% QoQ
+$244.8M $258.3M
+1.7% YoY
$1.1B
+11.2% YoY
$3.2B
+9.4% YoY
Top 11.1% in tier
Total Deposits ? $569.9M
+3.0% YoY +1.9% QoQ
+$243.2M $326.7M
+0.7% YoY
$2.0B
+7.3% YoY
$4.9B
+7.3% YoY
Top 14.5% in tier
Return on Assets ? 0.95%
+6.9% YoY +18.8% QoQ
-0.37% 1.32%
+10.8% YoY
1.27%
-5.3% YoY
1.30%
+12.1% YoY
31%
Net Interest Margin ? 3.26%
-6.2% YoY +0.7% QoQ
-0.73% 3.99%
+5.0% YoY
4.08%
+2.2% YoY
3.95%
+4.9% YoY
18%
Efficiency Ratio ? 62.68%
-0.4% YoY -3.5% QoQ
-1.80% 64.48%
-3.2% YoY
90.57%
+43.9% YoY
70.05%
+2.5% YoY
49%
Delinquency Rate ? 0.73%
+6.8% QoQ
-0.18% 0.92%
+15.7% YoY
0.94%
+18.8% YoY
0.98%
+16.3% YoY
36%
Loan-to-Deposit Ratio ? 88.28%
-7.0% YoY -8.8% QoQ
+10.33% 77.95%
+1.0% YoY
67.96%
-1.3% YoY
79.03%
+2.3% YoY
30%
Non-Interest-Bearing Deposit Share ? 13.30%
-28.0% YoY -17.4% QoQ
-8.73% 22.03%
-0.6% YoY
29.12%
-0.7% YoY
21.98%
-0.6% YoY
18%
Nonperforming Asset Ratio ? 0.57%
-2.6% QoQ
-0.10% 0.67%
+16.4% YoY
0.64%
+15.8% YoY
0.69%
+15.8% YoY
36%
Tier 1 Capital Ratio ? 13.08%
+13.3% YoY +9.6% QoQ
-2.83% 15.91%
+1.4% YoY
18.23%
+1.1% YoY
17.09%
+0.8% YoY
49%
Non-Interest Income / Assets ? 0.06%
-3.6% YoY +250.5% QoQ
-0.51% 0.57%
+7.6% YoY
0.40%
+1.2% YoY
0.66%
+5.2% YoY
Bottom 7.0% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Noninterest-Bearing 13.3%
-5.2pp YoY
-2.8pp QoQ
 -8.9pp 22.1% 29.2% 22.2% 18%
Brokered Deposits n/a n/a 7.9% 8.0% 8.5% n/a

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
C&I 34.9%
-1.6pp YoY
-0.8pp QoQ
 +23.3pp 11.6% 14.8% 12.5% 97%
CRE 60.0%
+0.1pp YoY
+0.4pp QoQ
 +20.4pp 39.5% 48.4% 41.4% 84%
1-4 Family 4.9%
+1.4pp YoY
+0.3pp QoQ
 -27.7pp 32.6% 25.8% 31.3% 5%
Consumer 0.2%
0.0pp YoY
0.0pp QoQ
 -3.9pp 4.1% 4.7% 5.0% 9%

Capital

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
CET1 Ratio 13.1%
+1.5pp YoY
+1.2pp QoQ
 -5.7pp 18.8% 22.7% 19.7% 29%
Leverage Ratio 11.2%
+0.3pp YoY
+0.3pp QoQ
 -1.0pp 12.2% 12.6% 12.6% 53%
Total Capital Ratio 14.0%
+1.7pp YoY
+1.2pp QoQ
 -5.9pp 19.9% 23.8% 20.8% 26%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Full-Time Employees 46
-2 (-4.2%) YoY
-2 (-4.2%) QoQ
 -13 58 186 482 48%
Assets per Employee ($) $14.1M
+8.2% YoY
+6.3% QoQ
 +$6.6M $7.5M $10.1M $8.8M 96%
Branch Count 5
0 YoY
0 QoQ
 0 4 12 18 55%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Past Due 90+ Days n/a n/a 0.3% 0.3% 0.4% n/a
Nonaccrual 0.7%
0.0pp QoQ
 -0.2pp 0.9% 1.0% 1.0% 64%
Allowance Coverage 1.33x
-1.8% QoQ
 -22.82x 24.15x 18.82x 20.23x 36%
Net Charge-off Rate (YTD) n/a n/a 0.1% 0.1% 0.2% n/a

Profitability

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
ROE 8.8%
+0.6pp YoY
+1.3pp QoQ
 -3.4pp 12.2% 13.2% 11.6% 30%
Cost of Funds (YTD) 2.6%
-0.4pp YoY
0.0pp QoQ
 +0.9pp 1.7% 1.6% 1.7% 92%
Net Income ($, YTD) $3.1M
+17.6% YoY
— QoQ
 +$537K $2.6M $15.9M $40.4M 71%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

NIB Deposit Bleed

decline
#25 of 162 • Bottom 14.8% in tier

Non-interest-bearing deposit share dropped 2+ pp YoY and now below the tier median. Cheap funding leaving for higher-yield competitors.

Why this signature
Noninterest-Bearing Deposit Share: 13.30%
(Tier: 22.03%, National: 21.98%)
worse than tier avg
162 of 162 Community banks match · 211 nationally
↓ Shrinking -26 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (3 metrics)

295
Total Loans
size
Value: $503.13M
Peer Median: $258.35M
#295 of 2643 Top 11.1% in $100M-$1B
385
Total Deposits
size
Value: $569.93M
Peer Median: $326.73M
#385 of 2643 Top 14.5% in $100M-$1B
425
Total Assets
size
Value: $647.36M
Peer Median: $386.57M
#425 of 2643 Top 16.0% in $100M-$1B

Top Weaknesses (3 metrics)

2459
Non-Interest Income / Assets
revenue_mix
Value: 0.06%
Peer Median: 0.57%
#2459 of 2643 Bottom 7.0% in $100M-$1B
2169
Net Interest Margin
profitability
Value: 3.26%
Peer Median: 3.99%
#2169 of 2643 Bottom 18.0% in $100M-$1B
2160
Non-Interest-Bearing Deposit Share
funding
Value: 13.30%
Peer Median: 22.03%
#2160 of 2643 Bottom 18.3% in $100M-$1B
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