BlastPoint's Banking Scorecard

Dominion Bank

$100M-$1B Specialty: Commercial TX FDIC cert 11934

Dallas, TX

4 branches across TX

2664 banks in the $100M-$1B peer group nationally 219 in TX

Dominion Bank has 2 strengths but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 0.31% below tier average
+ Delinquency Rate 0.20% below tier average

Key Concerns

Areas that may need attention

- NIB Deposit Bleed: Bottom 38.9% in tier
- Non-Interest Income / Assets 0.26% below tier average
- ROA 0.47% below tier average
- Net Interest Margin 0.70% below tier average

Get updates when Dominion Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (TX)	National Avg	Tier Percentile
Total Assets ?	$635.2M +10.1% YoY -4.1% QoQ	+$249.2M	$386.1M +0.5% YoY	$2.3B +1.1% YoY	$6.2B +9.1% YoY	83%
Total Loans ?	$541.2M +11.5% YoY +3.8% QoQ	+$285.5M	$255.7M +1.1% YoY	$1.1B +10.2% YoY	$3.2B +10.8% YoY	Top 8.4% in tier
Total Deposits ?	$559.3M +10.2% YoY -4.9% QoQ	+$231.4M	$328.0M +0.1% YoY	$1.9B +3.3% YoY	$4.8B +8.2% YoY	85%
Return on Assets ?	0.80% +2.7% YoY -10.7% QoQ	-0.47%	1.27% +12.9% YoY	1.40% +10.3% YoY	1.23% +13.4% YoY	26%
Net Interest Margin ?	3.23% -3.5% YoY -6.4% QoQ	-0.70%	3.93% +6.0% YoY	4.03% +2.6% YoY	3.89% +5.7% YoY	19%
Efficiency Ratio ?	64.98% -3.2% YoY +3.4% QoQ	-0.31%	65.29% -4.5% YoY	63.18% -2.3% YoY	66.95% -4.1% YoY	45%
Delinquency Rate ?	0.69% -4.4% QoQ	-0.20%	0.89% +18.8% YoY	0.96% +36.6% YoY	0.95% +18.8% YoY	37%
Loan-to-Deposit Ratio ?	96.76% +1.2% YoY +9.2% QoQ	+20.12%	76.64% +0.8% YoY	67.20% -0.8% YoY	76.70% +0.9% YoY	Bottom 12.8% in tier
Non-Interest-Bearing Deposit Share ?	16.09% -18.3% YoY +5.0% QoQ	-5.93%	22.02% -1.0% YoY	29.02% -1.0% YoY	22.01% -1.2% YoY	28%
Nonperforming Asset Ratio ?	0.59% +3.4% QoQ	-0.05%	0.64% +19.7% YoY	0.62% +31.5% YoY	0.67% +19.3% YoY	33%
Tier 1 Capital Ratio ?	11.93% -1.6% YoY +0.1% QoQ	-3.90%	15.83% +1.5% YoY	18.04% +0.0% YoY	17.06% +0.8% YoY	34%
Non-Interest Income / Assets ?	0.02% -9.2% YoY -87.1% QoQ	-0.26%	0.28% +9.3% YoY	0.20% +4.0% YoY	0.32% +4.1% YoY	Bottom 3.1% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

NIB Deposit Bleed

decline

#78 of 198 • Bottom 38.9% in tier

Non-interest-bearing deposit share dropped 2+ pp YoY and now below the tier median. Cheap funding leaving for higher-yield competitors.

Why this signature

Noninterest-Bearing Deposit Share: 16.09%

(Tier: 22.02%, National: 22.01%)

worse than tier avg

198 of 198 Community banks match · 238 nationally

↓ Shrinking -31 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

226

Total Loans

size

Value: $541.22M

Peer Median: $255.72M

#226 of 2664 Top 8.4% in $100M-$1B

412

Total Deposits

size

Value: $559.34M

Peer Median: $327.97M

#412 of 2664 Top 15.4% in $100M-$1B

450

Total Assets

size

Value: $635.25M

Peer Median: $386.08M

#450 of 2664 Top 16.9% in $100M-$1B

Top Weaknesses (3 metrics)

2583

Non-Interest Income / Assets

revenue_mix

Value: 0.02%

Peer Median: 0.28%

#2583 of 2664 Bottom 3.1% in $100M-$1B

2324

Loan-to-Deposit Ratio

liquidity

Value: 96.76%

Peer Median: 76.64%

#2324 of 2664 Bottom 12.8% in $100M-$1B

2163

Net Interest Margin

profitability

Value: 3.23%

Peer Median: 3.93%

#2163 of 2664 Bottom 18.8% in $100M-$1B