BlastPoint's Banking Scorecard

Bank of Kampsville

$100M-$1B Specialty: Other IL FDIC cert 11750

Kampsville, IL

4 branches across IL

2664 banks in the $100M-$1B peer group nationally 211 in IL

Bank of Kampsville has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.76% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.99% below tier average
- ROA 0.54% below tier average
- Efficiency Ratio 5.28% above tier average

Get updates when Bank of Kampsville releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Total Assets ?	$133.4M +7.9% YoY +3.0% QoQ	-$252.7M	$386.1M +0.5% YoY	$2.3B +4.5% YoY	$6.2B +9.1% YoY	Bottom 9.2% in tier
Total Loans ?	$46.5M +1.1% YoY -0.8% QoQ	-$209.2M	$255.7M +1.1% YoY	$1.2B +5.3% YoY	$3.2B +10.8% YoY	Bottom 2.4% in tier
Total Deposits ?	$110.4M +8.1% YoY +3.8% QoQ	-$217.6M	$328.0M +0.1% YoY	$1.9B +3.9% YoY	$4.8B +8.2% YoY	Bottom 8.8% in tier
Return on Assets ?	0.72% +39.0% YoY -3.2% QoQ	-0.54%	1.27% +12.9% YoY	1.04% +3.0% YoY	1.23% +13.4% YoY	22%
Net Interest Margin ?	2.94% +8.1% YoY +1.5% QoQ	-0.99%	3.93% +6.0% YoY	3.61% +7.5% YoY	3.89% +5.7% YoY	Bottom 9.9% in tier
Efficiency Ratio ?	70.57% -10.1% YoY -0.6% QoQ	+5.28%	65.29% -4.5% YoY	63.68% -7.4% YoY	66.95% -4.1% YoY	31%
Delinquency Rate ?	0.13% -91.4% YoY -89.8% QoQ	-0.76%	0.89% +18.8% YoY	1.15% +15.6% YoY	0.95% +18.8% YoY	71%
Loan-to-Deposit Ratio ?	42.18% -6.4% YoY -4.5% QoQ	-34.46%	76.64% +0.8% YoY	71.92% +1.0% YoY	76.70% +0.9% YoY	Top 5.0% in tier
Non-Interest-Bearing Deposit Share ?	25.30% -8.8% YoY -3.5% QoQ	+3.28%	22.02% -1.0% YoY	20.45% -1.2% YoY	22.01% -1.2% YoY	67%
Nonperforming Asset Ratio ?	0.04% -92.0% YoY -90.6% QoQ	-0.59%	0.64% +19.7% YoY	0.78% +18.1% YoY	0.67% +19.3% YoY	79%
Tier 1 Capital Ratio ?	17.45% -3.7% YoY -2.5% QoQ	+1.62%	15.83% +1.5% YoY	16.97% +0.7% YoY	17.06% +0.8% YoY	79%
Non-Interest Income / Assets ?	0.09% +2.6% YoY -75.1% QoQ	-0.19%	0.28% +9.3% YoY	0.34% +6.9% YoY	0.32% +4.1% YoY	43%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

135

Loan-to-Deposit Ratio

liquidity

Value: 42.18%

Peer Median: 76.64%

#135 of 2664 Top 5.0% in $100M-$1B

558

Tier 1 Capital Ratio

capital

Value: 17.45%

Peer Median: 15.83%

#558 of 2664 Top 20.9% in $100M-$1B

568

Nonperforming Asset Ratio

credit_quality

Value: 0.04%

Peer Median: 0.64%

#568 of 2664 Top 21.3% in $100M-$1B

Top Weaknesses (5 metrics)

2600

Total Loans

size

Value: $46.55M

Peer Median: $255.72M

#2600 of 2664 Bottom 2.4% in $100M-$1B

2430

Total Deposits

size

Value: $110.36M

Peer Median: $327.97M

#2430 of 2664 Bottom 8.8% in $100M-$1B

2420

Total Assets

size

Value: $133.37M

Peer Median: $386.08M

#2420 of 2664 Bottom 9.2% in $100M-$1B

2400

Net Interest Margin

profitability

Value: 2.94%

Peer Median: 3.93%

#2400 of 2664 Bottom 9.9% in $100M-$1B

2078

Return on Assets

profitability

Value: 0.72%

Peer Median: 1.27%

#2078 of 2664 Bottom 22.0% in $100M-$1B