BlastPoint's Banking Scorecard
Goodfield State Bank
Goodfield, IL
6 branches across IL
Goodfield State Bank has 4 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 20.1% in tier
- + Profitability Leader: Top 23.0% in tier
- + Efficiency Ratio 19.56% below tier average
- + Net Interest Margin 0.20% above tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 0.58% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$284.2M
+23.7% YoY
+3.5% QoQ
|
-$101.9M |
$386.1M
+0.5% YoY
|
$2.3B
+4.5% YoY
|
$6.2B
+9.1% YoY
|
43% |
| Total Loans ? |
$210.7M
+12.0% YoY
+1.6% QoQ
|
-$45.0M |
$255.7M
+1.1% YoY
|
$1.2B
+5.3% YoY
|
$3.2B
+10.8% YoY
|
51% |
| Total Deposits ? |
$250.3M
+22.7% YoY
+3.5% QoQ
|
-$77.7M |
$328.0M
+0.1% YoY
|
$1.9B
+3.9% YoY
|
$4.8B
+8.2% YoY
|
45% |
| Return on Assets ? |
2.51%
+12.8% YoY
+10.0% QoQ
|
+1.24% |
1.27%
+12.9% YoY
|
1.04%
+3.0% YoY
|
1.23%
+13.4% YoY
|
Top 4.4% in tier |
| Net Interest Margin ? |
4.13%
+4.9% YoY
-0.4% QoQ
|
+0.20% |
3.93%
+6.0% YoY
|
3.61%
+7.5% YoY
|
3.89%
+5.7% YoY
|
64% |
| Efficiency Ratio ? |
45.73%
-7.0% YoY
-8.0% QoQ
|
-19.56% |
65.29%
-4.5% YoY
|
63.68%
-7.4% YoY
|
66.95%
-4.1% YoY
|
Top 9.6% in tier |
| Delinquency Rate ? |
1.46%
+50.9% YoY
+29.9% QoQ
|
+0.58% |
0.89%
+18.8% YoY
|
1.15%
+15.6% YoY
|
0.95%
+18.8% YoY
|
19% |
| Loan-to-Deposit Ratio ? |
84.18%
-8.7% YoY
-1.8% QoQ
|
+7.55% |
76.64%
+0.8% YoY
|
71.92%
+1.0% YoY
|
76.70%
+0.9% YoY
|
37% |
| Non-Interest-Bearing Deposit Share ? |
13.19%
-0.4% YoY
+0.4% QoQ
|
-8.83% |
22.02%
-1.0% YoY
|
20.45%
-1.2% YoY
|
22.01%
-1.2% YoY
|
18% |
| Nonperforming Asset Ratio ? |
1.08%
+30.6% YoY
+27.5% QoQ
|
+0.45% |
0.64%
+19.7% YoY
|
0.78%
+18.1% YoY
|
0.67%
+19.3% YoY
|
18% |
| Tier 1 Capital Ratio ? |
14.25%
+2.6% YoY
+4.5% QoQ
|
-1.58% |
15.83%
+1.5% YoY
|
16.97%
+0.7% YoY
|
17.06%
+0.8% YoY
|
59% |
| Non-Interest Income / Assets ? |
0.23%
+2.8% YoY
-72.4% QoQ
|
-0.05% |
0.28%
+9.3% YoY
|
0.34%
+6.9% YoY
|
0.32%
+4.1% YoY
|
Top 10.4% in tier |
Get Full Access to Goodfield State Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (2)
Revenue Diversifier
growthTop-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Profitability Leader
growthTop-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.