BlastPoint's Banking Scorecard

Thayer County Bank

under $100M Specialty: Other NE FDIC cert 11475

Designations: ✓ Community bank

Hebron, NE

2 branches across NE

541 banks in the under $100M peer group nationally 35 in NE

Thayer County Bank has 2 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 8.61% below tier average
+ Delinquency Rate 1.36% below tier average

Key Concerns

Areas that may need attention

- Non-Interest Income / Assets 0.76% below tier average
- Net Interest Margin 0.09% below tier average

Get updates when Thayer County Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Total Assets ?	$84.5M +0.3% YoY -5.6% QoQ	+$22.3M	$62.2M -0.6% YoY	$791.1M +6.6% YoY	$6.2B +9.1% YoY	77%
Total Loans ?	$50.1M +0.1% YoY -2.2% QoQ	+$15.8M	$34.2M -1.4% YoY	$551.6M +6.9% YoY	$3.2B +10.8% YoY	77%
Total Deposits ?	$63.0M -3.6% YoY -7.0% QoQ	+$11.3M	$51.7M -0.7% YoY	$661.1M +6.6% YoY	$4.8B +8.2% YoY	63%
Return on Assets ?	0.85% +9.6% YoY -7.9% QoQ	+0.01%	0.84% -2.3% YoY	1.36% +20.0% YoY	1.23% +13.4% YoY	45%
Net Interest Margin ?	3.77% +11.0% YoY +4.3% QoQ	-0.09%	3.86% +2.8% YoY	3.79% +6.5% YoY	3.89% +5.7% YoY	48%
Efficiency Ratio ?	79.73% +19.1% YoY +19.6% QoQ	-8.61%	88.34% +0.3% YoY	60.11% -6.9% YoY	66.95% -4.1% YoY	35%
Delinquency Rate ?	0.01% -95.2% YoY	-1.36%	1.37% +33.8% YoY	0.72% +6.8% YoY	0.95% +18.8% YoY	71%
Loan-to-Deposit Ratio ?	79.43% +3.9% YoY +5.1% QoQ	+15.22%	64.22% -0.7% YoY	79.63% +0.4% YoY	76.70% +0.9% YoY	28%
Non-Interest-Bearing Deposit Share ?	22.92% +16.9% YoY -1.5% QoQ	-0.79%	23.71% +0.3% YoY	17.92% -1.5% YoY	22.01% -1.2% YoY	49%
Nonperforming Asset Ratio ?	0.01% -96.4% YoY	-0.78%	0.79% +28.2% YoY	0.55% +6.0% YoY	0.67% +19.3% YoY	70%
Tier 1 Capital Ratio ?	13.32% +2.5% YoY +0.8% QoQ	-13.36%	26.68% +2.0% YoY	14.10% +3.9% YoY	17.06% +0.8% YoY	34%
Non-Interest Income / Assets ?	-0.10% -272.4% YoY -149.7% QoQ	-0.76%	0.67% +1.9% YoY	0.12% +3.0% YoY	0.32% +4.1% YoY	Bottom 0.2% in tier

Get Full Access to Thayer County Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (2 metrics)

126

Total Assets

size

Value: $84.50M

Peer Median: $62.16M

#126 of 541 Top 23.1% in under $100M

126

Total Loans

size

Value: $50.05M

Peer Median: $34.25M

#126 of 541 Top 23.1% in under $100M

Top Weaknesses (1 metrics)

541

Non-Interest Income / Assets

revenue_mix

Value: -0.10%

Peer Median: 0.67%

#541 of 541 Bottom 0.2% in under $100M