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Longview Community Bank

$100M-$1B Specialty: Agricultural IL FDIC cert 11319

Mount Pulaski, IL

8 branches across IL

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 211 in IL.
  • Deposits +22.7% year over year ($264.9M on the books).
  • Delinquency rate 2.42%.
  • Return on assets 0.82%.
  • Efficiency ratio 64.80% vs a 64.48% peer average.
  • Loan-to-deposit ratio 84.40% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 211 in IL
View $100M-$1B leaderboard (IL) →

Longview Community Bank faces 5 concerns requiring attention

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

  • - Delinquency Rate 1.51% above tier average
  • - Nonperforming Asset Ratio 1.06% above tier average
  • - ROA 0.51% below tier average
  • - Net Interest Margin 0.16% below tier average
  • - Efficiency Ratio 0.32% above tier average
Get updates when Longview Community Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Total Assets ? $316.8M
+21.0% YoY +16.8% QoQ
-$69.8M $386.6M
+1.2% YoY
$2.4B
+4.3% YoY
$6.3B
+7.7% YoY
49%
Total Loans ? $223.6M
+22.9% YoY +21.8% QoQ
-$34.8M $258.3M
+1.7% YoY
$1.3B
+4.4% YoY
$3.2B
+9.4% YoY
53%
Total Deposits ? $264.9M
+22.7% YoY +19.1% QoQ
-$61.9M $326.7M
+0.7% YoY
$1.9B
+3.7% YoY
$4.9B
+7.3% YoY
48%
Return on Assets ? 0.82%
-0.4% YoY +4.3% QoQ
-0.51% 1.32%
+10.8% YoY
1.12%
+2.8% YoY
1.30%
+12.1% YoY
24%
Net Interest Margin ? 3.83%
+1.7% YoY +4.9% QoQ
-0.16% 3.99%
+5.0% YoY
3.68%
+7.2% YoY
3.95%
+4.9% YoY
44%
Efficiency Ratio ? 64.80%
+0.6% YoY +0.4% QoQ
+0.32% 64.48%
-3.2% YoY
63.11%
-4.5% YoY
70.05%
+2.5% YoY
43%
Delinquency Rate ? 2.42%
+137.7% YoY -20.1% QoQ
+1.51% 0.92%
+15.7% YoY
1.19%
+6.2% YoY
0.98%
+16.3% YoY
Bottom 9.3% in tier
Loan-to-Deposit Ratio ? 84.40%
+0.1% YoY +2.2% QoQ
+6.45% 77.95%
+1.0% YoY
72.86%
+0.7% YoY
79.03%
+2.3% YoY
39%
Non-Interest-Bearing Deposit Share ? 16.35%
-5.3% YoY -15.1% QoQ
-5.68% 22.03%
-0.6% YoY
20.01%
-0.1% YoY
21.98%
-0.6% YoY
29%
Nonperforming Asset Ratio ? 1.73%
+143.6% YoY -16.6% QoQ
+1.06% 0.67%
+16.4% YoY
0.81%
+6.3% YoY
0.69%
+15.8% YoY
Bottom 9.6% in tier
Tier 1 Capital Ratio ? 11.87%
+18.6% YoY -2.3% QoQ
-4.04% 15.91%
+1.4% YoY
17.17%
+1.3% YoY
17.09%
+0.8% YoY
34%
Non-Interest Income / Assets ? 0.11%
-8.2% YoY +60.9% QoQ
-0.46% 0.57%
+7.6% YoY
0.68%
+1.1% YoY
0.66%
+5.2% YoY
21%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Noninterest-Bearing 16.4%
-0.9pp YoY
-2.9pp QoQ
 -5.8pp 22.1% 20.1% 22.2% 29%
Brokered Deposits 3.0%
-0.7pp YoY
-0.6pp QoQ
 -4.8pp 7.9% 8.0% 8.5% 38%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
C&I 5.1%
-6.7pp YoY
-1.7pp QoQ
 -6.4pp 11.6% 14.7% 12.5% 20%
CRE 21.3%
+1.2pp YoY
-1.2pp QoQ
 -18.3pp 39.5% 37.9% 41.4% 20%
1-4 Family 29.8%
+7.6pp YoY
+4.1pp QoQ
 -2.8pp 32.6% 28.3% 31.3% 51%
Consumer 4.5%
-0.9pp YoY
-0.5pp QoQ
 +0.3pp 4.1% 5.4% 5.0% 74%

Capital

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
CET1 Ratio 11.9%
+1.9pp YoY
-0.3pp QoQ
 -7.0pp 18.8% 19.9% 19.7% 16%
Leverage Ratio 8.5%
+0.2pp YoY
+0.1pp QoQ
 -3.7pp 12.2% 12.2% 12.6% 6%
Total Capital Ratio 12.8%
+1.9pp YoY
-0.3pp QoQ
 -7.2pp 19.9% 20.9% 20.8% 14%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Full-Time Employees 49
+13 (+36.1%) YoY
+9 (+22.5%) QoQ
 -10 58 228 482 52%
Assets per Employee ($) $6.5M
-11.1% YoY
-4.7% QoQ
 -$1.1M $7.5M $8.3M $8.8M 42%
Branch Count 8
+3 (+60.0%) YoY
+3 (+60.0%) QoQ
 +3 4 10 18 82%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Past Due 90+ Days 0.1%
0.0pp YoY
-0.1pp QoQ
 -0.2pp 0.3% 0.4% 0.4% 45%
Nonaccrual 2.3%
+1.4pp YoY
-0.5pp QoQ
 +1.4pp 0.9% 1.1% 1.0% 90%
Allowance Coverage 0.36x
-59.9% YoY
+20.4% QoQ
 -23.79x 24.15x 5.62x 20.23x 5%
Net Charge-off Rate (YTD) 0.1%
+0.1pp YoY
+0.1pp QoQ
 0.0pp 0.1% 0.1% 0.2% 77%

Profitability

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
ROE 6.8%
-0.1pp YoY
+0.2pp QoQ
 -5.4pp 12.2% 10.5% 11.6% 20%
Cost of Funds (YTD) 1.7%
0.0pp YoY
0.0pp QoQ
 0.0pp 1.7% 1.6% 1.7% 52%
Net Income ($, YTD) $1.3M
+22.8% YoY
— QoQ
 -$1.3M $2.6M $11.7M $40.4M 35%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (4 metrics)

2390
Delinquency Rate
credit_quality
Value: 2.42%
Peer Median: 0.92%
#2390 of 2633 Bottom 9.3% in $100M-$1B
2389
Nonperforming Asset Ratio
credit_quality
Value: 1.73%
Peer Median: 0.67%
#2389 of 2643 Bottom 9.6% in $100M-$1B
2091
Non-Interest Income / Assets
revenue_mix
Value: 0.11%
Peer Median: 0.57%
#2091 of 2643 Bottom 20.9% in $100M-$1B
2010
Return on Assets
profitability
Value: 0.82%
Peer Median: 1.32%
#2010 of 2643 Bottom 24.0% in $100M-$1B
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