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BlastPoint's Banking Scorecard

Longview Community Bank

$100M-$1B Specialty: Agricultural IL FDIC cert 11319

Mount Pulaski, IL

8 branches across IL

2664 banks in the $100M-$1B peer group nationally 211 in IL
View $100M-$1B leaderboard (IL) →

Longview Community Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 0.74% below tier average

Key Concerns

Areas that may need attention

  • - Delinquency Rate 2.15% above tier average
  • - Nonperforming Asset Ratio 1.43% above tier average
  • - ROA 0.49% below tier average
  • - Net Interest Margin 0.28% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Total Assets ? $271.3M
+6.3% YoY +1.1% QoQ
-$114.8M $386.1M
+0.5% YoY
$2.3B
+4.5% YoY
$6.2B
+9.1% YoY
41%
Total Loans ? $183.5M
+2.5% YoY -2.1% QoQ
-$72.2M $255.7M
+1.1% YoY
$1.2B
+5.3% YoY
$3.2B
+10.8% YoY
45%
Total Deposits ? $222.3M
+5.1% YoY +2.3% QoQ
-$105.7M $328.0M
+0.1% YoY
$1.9B
+3.9% YoY
$4.8B
+8.2% YoY
39%
Return on Assets ? 0.78%
+2.8% YoY -4.5% QoQ
-0.49% 1.27%
+12.9% YoY
1.04%
+3.0% YoY
1.23%
+13.4% YoY
25%
Net Interest Margin ? 3.65%
-1.6% YoY -2.3% QoQ
-0.28% 3.93%
+6.0% YoY
3.61%
+7.5% YoY
3.89%
+5.7% YoY
38%
Efficiency Ratio ? 64.55%
-4.3% YoY +4.4% QoQ
-0.74% 65.29%
-4.5% YoY
63.68%
-7.4% YoY
66.95%
-4.1% YoY
46%
Delinquency Rate ? 3.03%
+4.1% QoQ
+2.15% 0.89%
+18.8% YoY
1.15%
+15.6% YoY
0.95%
+18.8% YoY
Bottom 6.0% in tier
Loan-to-Deposit Ratio ? 82.55%
-2.4% YoY -4.3% QoQ
+5.91% 76.64%
+0.8% YoY
71.92%
+1.0% YoY
76.70%
+0.9% YoY
41%
Non-Interest-Bearing Deposit Share ? 19.26%
+0.6% YoY -1.0% QoQ
-2.76% 22.02%
-1.0% YoY
20.45%
-1.2% YoY
22.01%
-1.2% YoY
41%
Nonperforming Asset Ratio ? 2.07%
+1.3% QoQ
+1.43% 0.64%
+19.7% YoY
0.78%
+18.1% YoY
0.67%
+19.3% YoY
Bottom 6.3% in tier
Tier 1 Capital Ratio ? 12.15%
+16.1% YoY +17.2% QoQ
-3.68% 15.83%
+1.5% YoY
16.97%
+0.7% YoY
17.06%
+0.8% YoY
37%
Non-Interest Income / Assets ? 0.07%
+13.4% YoY -82.3% QoQ
-0.21% 0.28%
+9.3% YoY
0.34%
+6.9% YoY
0.32%
+4.1% YoY
30%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (3 metrics)

2496
Delinquency Rate
credit_quality
Value: 3.03%
Peer Median: 0.89%
#2496 of 2654 Bottom 6.0% in $100M-$1B
2498
Nonperforming Asset Ratio
credit_quality
Value: 2.07%
Peer Median: 0.64%
#2498 of 2664 Bottom 6.3% in $100M-$1B
2000
Return on Assets
profitability
Value: 0.78%
Peer Median: 1.27%
#2000 of 2664 Bottom 25.0% in $100M-$1B
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