BlastPoint's Banking Scorecard
Security State Bank of Oklee
Designations: ✓ Community bank
Oklee, MN
Security State Bank of Oklee has 5 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 41.99% below tier average
- + Delinquency Rate 1.36% below tier average
- + Nonperforming Asset Ratio 0.77% below tier average
- + Non-Interest Income / Assets 0.41% below tier average
- + ROA 1.10% above tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.62% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$47.6M
+3.1% YoY
+0.7% QoQ
|
-$14.7M |
$62.3M
-0.5% YoY
|
$514.9M
+5.5% YoY
|
$6.2B
+9.0% YoY
|
29% |
| Total Loans ? |
$19.4M
+8.2% YoY
-6.5% QoQ
|
-$14.9M |
$34.3M
-1.5% YoY
|
$289.5M
+6.9% YoY
|
$3.2B
+10.7% YoY
|
26% |
| Total Deposits ? |
$39.9M
+2.9% YoY
+1.2% QoQ
|
-$11.9M |
$51.8M
-0.6% YoY
|
$445.6M
+5.0% YoY
|
$4.8B
+8.0% YoY
|
30% |
| Return on Assets ? |
1.96%
+16.0% YoY
+24.4% QoQ
|
+1.10% |
0.86%
-3.6% YoY
|
1.14%
+11.1% YoY
|
1.24%
+13.1% YoY
|
Top 10.8% in tier |
| Net Interest Margin ? |
3.25%
+3.9% YoY
+6.7% QoQ
|
-0.62% |
3.87%
+2.7% YoY
|
3.93%
+7.5% YoY
|
3.89%
+5.7% YoY
|
22% |
| Efficiency Ratio ? |
45.64%
-6.4% YoY
-10.3% QoQ
|
-41.99% |
87.63%
+2.3% YoY
|
64.52%
-3.4% YoY
|
66.84%
-3.8% YoY
|
Top 5.2% in tier |
| Delinquency Rate ? | 0.00% | -1.36% |
1.36%
+33.7% YoY
|
1.04%
+28.5% YoY
|
0.95%
+18.8% YoY
|
Top 0.1% in tier |
| Loan-to-Deposit Ratio ? |
48.56%
+5.2% YoY
-7.6% QoQ
|
-15.55% |
64.11%
-0.9% YoY
|
76.74%
-0.5% YoY
|
76.69%
+0.9% YoY
|
71% |
| Non-Interest-Bearing Deposit Share ? |
16.35%
-6.7% YoY
-2.3% QoQ
|
-7.44% |
23.79%
+0.5% YoY
|
21.89%
-0.8% YoY
|
22.01%
-1.1% YoY
|
28% |
| Nonperforming Asset Ratio ? |
0.00%
-100.0% YoY
|
-0.77% |
0.77%
+28.7% YoY
|
0.77%
+26.8% YoY
|
0.66%
+19.3% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
41.82%
-3.1% YoY
+8.1% QoQ
|
+15.04% |
26.77%
+2.0% YoY
|
15.37%
+0.7% YoY
|
17.06%
+0.8% YoY
|
Top 8.6% in tier |
| Non-Interest Income / Assets ? |
0.26%
+16.5% YoY
-67.5% QoQ
|
-0.41% |
0.67%
+1.6% YoY
|
0.15%
+3.6% YoY
|
0.32%
+4.0% YoY
|
Top 8.9% in tier |
Get Full Access to Security State Bank of Oklee
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.