BlastPoint's Banking Scorecard
Grant County Bank
Ulysses, KS
2 branches across KS
Grant County Bank has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 18.3% in tier
- + Profitability Leader: Top 30.5% in tier
- + Efficiency Ratio 10.43% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.11% below tier average
- - Delinquency Rate 1.33% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$306.3M
+2.7% YoY
-0.8% QoQ
|
-$79.8M |
$386.1M
+0.5% YoY
|
$509.2M
+7.2% YoY
|
$6.2B
+9.1% YoY
|
47% |
| Total Loans ? |
$161.9M
+0.1% YoY
-0.1% QoQ
|
-$93.8M |
$255.7M
+1.1% YoY
|
$338.5M
+8.8% YoY
|
$3.2B
+10.8% YoY
|
39% |
| Total Deposits ? |
$260.8M
+5.7% YoY
+1.1% QoQ
|
-$67.2M |
$328.0M
+0.1% YoY
|
$424.4M
+7.3% YoY
|
$4.8B
+8.2% YoY
|
47% |
| Return on Assets ? |
1.96%
+31.8% YoY
+27.3% QoQ
|
+0.69% |
1.27%
+12.9% YoY
|
1.40%
+19.8% YoY
|
1.23%
+13.4% YoY
|
Top 13.4% in tier |
| Net Interest Margin ? |
3.82%
+11.0% YoY
+2.4% QoQ
|
-0.11% |
3.93%
+6.0% YoY
|
3.92%
+4.5% YoY
|
3.89%
+5.7% YoY
|
48% |
| Efficiency Ratio ? |
54.86%
-13.1% YoY
-10.9% QoQ
|
-10.43% |
65.29%
-4.5% YoY
|
62.29%
-5.0% YoY
|
66.95%
-4.1% YoY
|
74% |
| Delinquency Rate ? |
2.22%
-64.4% YoY
-18.7% QoQ
|
+1.33% |
0.89%
+18.8% YoY
|
0.77%
+10.4% YoY
|
0.95%
+18.8% YoY
|
Bottom 10.6% in tier |
| Loan-to-Deposit Ratio ? |
62.10%
-5.4% YoY
-1.1% QoQ
|
-14.53% |
76.64%
+0.8% YoY
|
71.79%
+1.2% YoY
|
76.70%
+0.9% YoY
|
79% |
| Non-Interest-Bearing Deposit Share ? |
11.43%
-6.4% YoY
-8.9% QoQ
|
-10.59% |
22.02%
-1.0% YoY
|
22.83%
-2.0% YoY
|
22.01%
-1.2% YoY
|
Bottom 13.7% in tier |
| Nonperforming Asset Ratio ? |
1.17%
-65.3% YoY
-18.0% QoQ
|
+0.53% |
0.64%
+19.7% YoY
|
0.51%
+12.5% YoY
|
0.67%
+19.3% YoY
|
16% |
| Tier 1 Capital Ratio ? |
12.68%
-4.2% YoY
-4.2% QoQ
|
-3.15% |
15.83%
+1.5% YoY
|
17.98%
-0.9% YoY
|
17.06%
+0.8% YoY
|
44% |
| Non-Interest Income / Assets ? |
0.30%
+3.6% YoY
-70.3% QoQ
|
+0.02% |
0.28%
+9.3% YoY
|
0.28%
-1.8% YoY
|
0.32%
+4.1% YoY
|
Top 6.5% in tier |
Get Full Access to Grant County Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (2)
Revenue Diversifier
growthTop-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Profitability Leader
growthTop-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.