BlastPoint's Banking Scorecard

Eagle Valley Bank

$100M-$1B Specialty: Agricultural IL FDIC cert 10883

Griggsville, IL

5 branches across IL

2664 banks in the $100M-$1B peer group nationally 211 in IL

Eagle Valley Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.33% above tier average
+ Net Interest Margin 0.65% above tier average
+ Delinquency Rate 0.53% below tier average

Key Concerns

Areas that may need attention

- Efficiency Ratio 0.93% above tier average

Get updates when Eagle Valley Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Total Assets ?	$229.7M +273.8% YoY +4.8% QoQ	-$156.4M	$386.1M +0.5% YoY	$2.3B +4.5% YoY	$6.2B +9.1% YoY	33%
Total Loans ?	$178.5M +438.1% YoY +6.5% QoQ	-$77.2M	$255.7M +1.1% YoY	$1.2B +5.3% YoY	$3.2B +10.8% YoY	44%
Total Deposits ?	$203.6M +285.1% YoY +5.3% QoQ	-$124.3M	$328.0M +0.1% YoY	$1.9B +3.9% YoY	$4.8B +8.2% YoY	35%
Return on Assets ?	1.60% +745.2% YoY +6.9% QoQ	+0.33%	1.27% +12.9% YoY	1.04% +3.0% YoY	1.23% +13.4% YoY	73%
Net Interest Margin ?	4.58% +52.1% YoY +11.2% QoQ	+0.65%	3.93% +6.0% YoY	3.61% +7.5% YoY	3.89% +5.7% YoY	84%
Efficiency Ratio ?	66.21% -27.5% YoY +5.4% QoQ	+0.93%	65.29% -4.5% YoY	63.68% -7.4% YoY	66.95% -4.1% YoY	41%
Delinquency Rate ?	0.36% -62.2% YoY -73.2% QoQ	-0.53%	0.89% +18.8% YoY	1.15% +15.6% YoY	0.95% +18.8% YoY	53%
Loan-to-Deposit Ratio ?	87.66% +39.7% YoY +1.1% QoQ	+11.02%	76.64% +0.8% YoY	71.92% +1.0% YoY	76.70% +0.9% YoY	29%
Non-Interest-Bearing Deposit Share ?	26.53% -3.6% YoY +52.7% QoQ	+4.51%	22.02% -1.0% YoY	20.45% -1.2% YoY	22.01% -1.2% YoY	72%
Nonperforming Asset Ratio ?	0.28% -45.6% YoY -72.7% QoQ	-0.36%	0.64% +19.7% YoY	0.78% +18.1% YoY	0.67% +19.3% YoY	52%
Tier 1 Capital Ratio ?	10.86% -13.6% YoY -0.4% QoQ	-4.97%	15.83% +1.5% YoY	16.97% +0.7% YoY	17.06% +0.8% YoY	21%
Non-Interest Income / Assets ?	0.12% +97.0% YoY -61.6% QoQ	-0.16%	0.28% +9.3% YoY	0.34% +6.9% YoY	0.32% +4.1% YoY	61%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (1 metrics)

422

Net Interest Margin

profitability

Value: 4.58%

Peer Median: 3.93%

#422 of 2664 Top 15.8% in $100M-$1B

Top Weaknesses (1 metrics)

2095

Tier 1 Capital Ratio

capital

Value: 10.86%

Peer Median: 15.83%

#2095 of 2664 Bottom 21.4% in $100M-$1B