BlastPoint's Banking Scorecard

Buena Vista National Bank

$100M-$1B Specialty: Commercial IL FDIC cert 10844

Chester, IL

8 branches across IL

2664 banks in the $100M-$1B peer group nationally 211 in IL

Buena Vista National Bank shows strong momentum with 4 strengths and 5.4% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.24% above tier average
+ Net Interest Margin 0.53% above tier average
+ Efficiency Ratio 9.01% below tier average
+ Delinquency Rate 0.72% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Buena Vista National Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Total Assets ?	$336.5M +5.4% YoY +3.8% QoQ	-$49.6M	$386.1M +0.5% YoY	$2.3B +4.5% YoY	$6.2B +9.1% YoY	52%
Total Loans ?	$214.3M +15.7% YoY +2.6% QoQ	-$41.4M	$255.7M +1.1% YoY	$1.2B +5.3% YoY	$3.2B +10.8% YoY	52%
Total Deposits ?	$287.2M +6.8% YoY +4.6% QoQ	-$40.7M	$328.0M +0.1% YoY	$1.9B +3.9% YoY	$4.8B +8.2% YoY	52%
Return on Assets ?	1.51% +24.2% YoY +45.3% QoQ	+0.24%	1.27% +12.9% YoY	1.04% +3.0% YoY	1.23% +13.4% YoY	68%
Net Interest Margin ?	4.46% +14.4% YoY +6.1% QoQ	+0.53%	3.93% +6.0% YoY	3.61% +7.5% YoY	3.89% +5.7% YoY	81%
Efficiency Ratio ?	56.28% -5.3% YoY -10.8% QoQ	-9.01%	65.29% -4.5% YoY	63.68% -7.4% YoY	66.95% -4.1% YoY	70%
Delinquency Rate ?	0.17% -63.9% YoY -39.4% QoQ	-0.72%	0.89% +18.8% YoY	1.15% +15.6% YoY	0.95% +18.8% YoY	67%
Loan-to-Deposit Ratio ?	74.60% +8.4% YoY -1.9% QoQ	-2.04%	76.64% +0.8% YoY	71.92% +1.0% YoY	76.70% +0.9% YoY	58%
Non-Interest-Bearing Deposit Share ?	21.11% -2.1% YoY -5.6% QoQ	-0.91%	22.02% -1.0% YoY	20.45% -1.2% YoY	22.01% -1.2% YoY	50%
Nonperforming Asset Ratio ?	0.14% -51.6% YoY -33.9% QoQ	-0.50%	0.64% +19.7% YoY	0.78% +18.1% YoY	0.67% +19.3% YoY	66%
Tier 1 Capital Ratio ?	15.01% -4.6% YoY -1.3% QoQ	-0.82%	15.83% +1.5% YoY	16.97% +0.7% YoY	17.06% +0.8% YoY	66%
Non-Interest Income / Assets ?	0.18% +3.0% YoY -75.4% QoQ	-0.10%	0.28% +9.3% YoY	0.34% +6.9% YoY	0.32% +4.1% YoY	81%

Get Full Access to Buena Vista National Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

508

Non-Interest Income / Assets

revenue_mix

Value: 0.18%

Peer Median: 0.28%

#508 of 2664 Top 19.0% in $100M-$1B

518

Net Interest Margin

profitability

Value: 4.46%

Peer Median: 3.93%

#518 of 2664 Top 19.4% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available