BlastPoint's Banking Scorecard
Dundee Bank
Omaha, NE
4 branches across NE
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 81 in NE.
- Deposits +26.7% year over year ($846.9M on the books).
- Delinquency rate 0.02%.
- Return on assets 2.14%.
- Efficiency ratio 40.43% vs a 64.48% peer average.
- Loan-to-deposit ratio 100.11% vs a 77.95% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
Dundee Bank has 3 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Profitability Leader: Top 21.2% in tier
- + Credit Quality Leader: Top 22.6% in tier
- + Efficiency Ratio 24.05% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.25% below tier average
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$975.6M
+23.9% YoY
+5.8% QoQ
|
+$589.1M |
$386.6M
+1.2% YoY
|
$801.1M
+6.7% YoY
|
$6.3B
+7.7% YoY
|
Top 1.0% in tier |
| Total Loans ? |
$847.8M
+23.2% YoY
+5.8% QoQ
|
+$589.5M |
$258.3M
+1.7% YoY
|
$561.8M
+6.3% YoY
|
$3.2B
+9.4% YoY
|
Top 0.1% in tier |
| Total Deposits ? |
$846.9M
+26.7% YoY
+3.3% QoQ
|
+$520.2M |
$326.7M
+0.7% YoY
|
$663.3M
+6.9% YoY
|
$4.9B
+7.3% YoY
|
Top 0.6% in tier |
| Return on Assets ? |
2.14%
+27.2% YoY
+2.4% QoQ
|
+0.81% |
1.32%
+10.8% YoY
|
1.39%
+16.4% YoY
|
1.30%
+12.1% YoY
|
Top 10.4% in tier |
| Net Interest Margin ? |
3.74%
+2.4% YoY
+2.4% QoQ
|
-0.25% |
3.99%
+5.0% YoY
|
3.85%
+5.8% YoY
|
3.95%
+4.9% YoY
|
39% |
| Efficiency Ratio ? |
40.43%
-18.2% YoY
-5.4% QoQ
|
-24.05% |
64.48%
-3.2% YoY
|
59.13%
-5.1% YoY
|
70.05%
+2.5% YoY
|
Top 4.3% in tier |
| Delinquency Rate ? |
0.02%
-21.5% YoY
-63.1% QoQ
|
-0.90% |
0.92%
+15.7% YoY
|
0.76%
-0.0% YoY
|
0.98%
+16.3% YoY
|
84% |
| Loan-to-Deposit Ratio ? |
100.11%
-2.8% YoY
+2.4% QoQ
|
+22.16% |
77.95%
+1.0% YoY
|
80.90%
+0.2% YoY
|
79.03%
+2.3% YoY
|
Bottom 10.2% in tier |
| Non-Interest-Bearing Deposit Share ? |
9.96%
-1.6% YoY
+8.1% QoQ
|
-12.07% |
22.03%
-0.6% YoY
|
17.56%
-0.6% YoY
|
21.98%
-0.6% YoY
|
Bottom 10.5% in tier |
| Nonperforming Asset Ratio ? |
0.02%
-21.9% YoY
-63.1% QoQ
|
-0.65% |
0.67%
+16.4% YoY
|
0.59%
+4.7% YoY
|
0.69%
+15.8% YoY
|
Top 14.9% in tier |
| Tier 1 Capital Ratio ? |
9.61%
+2.7% YoY
-0.1% QoQ
|
-6.30% |
15.91%
+1.4% YoY
|
14.05%
+0.1% YoY
|
17.09%
+0.8% YoY
|
Bottom 6.0% in tier |
| Non-Interest Income / Assets ? |
0.11%
-41.7% YoY
+74.9% QoQ
|
-0.46% |
0.57%
+7.6% YoY
|
0.24%
+7.2% YoY
|
0.66%
+5.2% YoY
|
21% |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
10.0%
-0.2pp YoY +0.7pp QoQ |
-12.2pp | 22.1% | 17.6% | 22.2% | 10% |
| Brokered Deposits |
13.8%
+3.8pp YoY +0.1pp QoQ |
+5.9pp | 7.9% | 8.9% | 8.5% | 84% |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
15.6%
+1.3pp YoY -0.5pp QoQ |
+4.0pp | 11.6% | 12.3% | 12.5% | 78% |
| CRE |
65.9%
+2.3pp YoY +1.5pp QoQ |
+26.3pp | 39.5% | 32.3% | 41.4% | 90% |
| 1-4 Family |
18.1%
-3.6pp YoY -0.8pp QoQ |
-14.5pp | 32.6% | 16.9% | 31.3% | 26% |
| Consumer |
0.0%
0.0pp YoY 0.0pp QoQ |
-4.1pp | 4.1% | 3.1% | 5.0% | 3% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio | n/a | n/a | 18.8% | 16.1% | 19.7% | n/a |
| Leverage Ratio |
9.6%
+0.2pp YoY 0.0pp QoQ |
-2.6pp | 12.2% | 12.1% | 12.6% | 24% |
| Total Capital Ratio | n/a | n/a | 19.9% | 17.3% | 20.8% | n/a |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
63
-6 (-8.7%) YoY +1 (+1.6%) QoQ |
+4 | 58 | 98 | 482 | 66% |
| Assets per Employee ($) |
$15.5M
+35.7% YoY +4.1% QoQ |
+$8.0M | $7.5M | $8.5M | $8.8M | 98% |
| Branch Count |
4
0 YoY 0 QoQ |
-1 | 4 | 7 | 18 | 42% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days |
0.0%
0.0pp YoY 0.0pp QoQ |
-0.3pp | 0.3% | 0.4% | 0.4% | 23% |
| Nonaccrual | n/a | n/a | 0.9% | 0.8% | 1.0% | n/a |
| Allowance Coverage |
73.05x
+17.3% YoY +167.8% QoQ |
+48.90x | 24.15x | 31.69x | 20.23x | 95% |
| Net Charge-off Rate (YTD) |
-0.0%
0.0pp YoY 0.0pp QoQ |
-0.1pp | 0.1% | 0.1% | 0.2% | 26% |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
24.1%
+4.2pp YoY +0.3pp QoQ |
+11.9pp | 12.2% | 12.3% | 11.6% | 95% |
| Cost of Funds (YTD) |
2.9%
-0.2pp YoY 0.0pp QoQ |
+1.2pp | 1.7% | 1.9% | 1.7% | 97% |
| Net Income ($, YTD) |
$10.0M
+57.8% YoY — QoQ |
+$7.4M | $2.6M | $6.1M | $40.4M | 99% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (2)
Profitability Leader
growthTop-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Credit Quality Leader
growthBest-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.