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BlastPoint's Banking Scorecard

Dundee Bank

$100M-$1B Specialty: Commercial NE FDIC cert 10643

Omaha, NE

4 branches across NE

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 81 in NE.
  • Deposits +26.7% year over year ($846.9M on the books).
  • Delinquency rate 0.02%.
  • Return on assets 2.14%.
  • Efficiency ratio 40.43% vs a 64.48% peer average.
  • Loan-to-deposit ratio 100.11% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 81 in NE
View $100M-$1B leaderboard (NE) →

Dundee Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Profitability Leader: Top 21.2% in tier
  • + Credit Quality Leader: Top 22.6% in tier
  • + Efficiency Ratio 24.05% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.25% below tier average

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Total Assets ? $975.6M
+23.9% YoY +5.8% QoQ
+$589.1M $386.6M
+1.2% YoY
$801.1M
+6.7% YoY
$6.3B
+7.7% YoY
Top 1.0% in tier
Total Loans ? $847.8M
+23.2% YoY +5.8% QoQ
+$589.5M $258.3M
+1.7% YoY
$561.8M
+6.3% YoY
$3.2B
+9.4% YoY
Top 0.1% in tier
Total Deposits ? $846.9M
+26.7% YoY +3.3% QoQ
+$520.2M $326.7M
+0.7% YoY
$663.3M
+6.9% YoY
$4.9B
+7.3% YoY
Top 0.6% in tier
Return on Assets ? 2.14%
+27.2% YoY +2.4% QoQ
+0.81% 1.32%
+10.8% YoY
1.39%
+16.4% YoY
1.30%
+12.1% YoY
Top 10.4% in tier
Net Interest Margin ? 3.74%
+2.4% YoY +2.4% QoQ
-0.25% 3.99%
+5.0% YoY
3.85%
+5.8% YoY
3.95%
+4.9% YoY
39%
Efficiency Ratio ? 40.43%
-18.2% YoY -5.4% QoQ
-24.05% 64.48%
-3.2% YoY
59.13%
-5.1% YoY
70.05%
+2.5% YoY
Top 4.3% in tier
Delinquency Rate ? 0.02%
-21.5% YoY -63.1% QoQ
-0.90% 0.92%
+15.7% YoY
0.76%
-0.0% YoY
0.98%
+16.3% YoY
84%
Loan-to-Deposit Ratio ? 100.11%
-2.8% YoY +2.4% QoQ
+22.16% 77.95%
+1.0% YoY
80.90%
+0.2% YoY
79.03%
+2.3% YoY
Bottom 10.2% in tier
Non-Interest-Bearing Deposit Share ? 9.96%
-1.6% YoY +8.1% QoQ
-12.07% 22.03%
-0.6% YoY
17.56%
-0.6% YoY
21.98%
-0.6% YoY
Bottom 10.5% in tier
Nonperforming Asset Ratio ? 0.02%
-21.9% YoY -63.1% QoQ
-0.65% 0.67%
+16.4% YoY
0.59%
+4.7% YoY
0.69%
+15.8% YoY
Top 14.9% in tier
Tier 1 Capital Ratio ? 9.61%
+2.7% YoY -0.1% QoQ
-6.30% 15.91%
+1.4% YoY
14.05%
+0.1% YoY
17.09%
+0.8% YoY
Bottom 6.0% in tier
Non-Interest Income / Assets ? 0.11%
-41.7% YoY +74.9% QoQ
-0.46% 0.57%
+7.6% YoY
0.24%
+7.2% YoY
0.66%
+5.2% YoY
21%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Noninterest-Bearing 10.0%
-0.2pp YoY
+0.7pp QoQ
-12.2pp 22.1% 17.6% 22.2% 10%
Brokered Deposits 13.8%
+3.8pp YoY
+0.1pp QoQ
+5.9pp 7.9% 8.9% 8.5% 84%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
C&I 15.6%
+1.3pp YoY
-0.5pp QoQ
+4.0pp 11.6% 12.3% 12.5% 78%
CRE 65.9%
+2.3pp YoY
+1.5pp QoQ
+26.3pp 39.5% 32.3% 41.4% 90%
1-4 Family 18.1%
-3.6pp YoY
-0.8pp QoQ
-14.5pp 32.6% 16.9% 31.3% 26%
Consumer 0.0%
0.0pp YoY
0.0pp QoQ
-4.1pp 4.1% 3.1% 5.0% 3%

Capital

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
CET1 Ratio n/a n/a 18.8% 16.1% 19.7% n/a
Leverage Ratio 9.6%
+0.2pp YoY
0.0pp QoQ
-2.6pp 12.2% 12.1% 12.6% 24%
Total Capital Ratio n/a n/a 19.9% 17.3% 20.8% n/a

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Full-Time Employees 63
-6 (-8.7%) YoY
+1 (+1.6%) QoQ
+4 58 98 482 66%
Assets per Employee ($) $15.5M
+35.7% YoY
+4.1% QoQ
+$8.0M $7.5M $8.5M $8.8M 98%
Branch Count 4
0 YoY
0 QoQ
-1 4 7 18 42%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Past Due 90+ Days 0.0%
0.0pp YoY
0.0pp QoQ
-0.3pp 0.3% 0.4% 0.4% 23%
Nonaccrual n/a n/a 0.9% 0.8% 1.0% n/a
Allowance Coverage 73.05x
+17.3% YoY
+167.8% QoQ
+48.90x 24.15x 31.69x 20.23x 95%
Net Charge-off Rate (YTD) -0.0%
0.0pp YoY
0.0pp QoQ
-0.1pp 0.1% 0.1% 0.2% 26%

Profitability

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
ROE 24.1%
+4.2pp YoY
+0.3pp QoQ
+11.9pp 12.2% 12.3% 11.6% 95%
Cost of Funds (YTD) 2.9%
-0.2pp YoY
0.0pp QoQ
+1.2pp 1.7% 1.9% 1.7% 97%
Net Income ($, YTD) $10.0M
+57.8% YoY
— QoQ
+$7.4M $2.6M $6.1M $40.4M 99%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Profitability Leader

growth
#141 of 661 • Top 21.2% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature
Return on Assets: 2.14%
(Tier: 1.32%, National: 1.30%)
better than tier avg
661 of 661 Community banks match · 923 nationally
→ Stable | QoQ rank declining

Credit Quality Leader

growth
#150 of 659 • Top 22.6% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature
Delinquency Rate: 0.02%
(Tier: 0.92%, National: 0.98%)
better than tier avg
659 of 659 Community banks match · 920 nationally
→ Stable +1 banks QoQ | QoQ rank declining

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (7 metrics)

3
Total Loans
size
Value: $847.82M
Peer Median: $258.35M
#3 of 2643 Top 0.1% in $100M-$1B
18
Total Deposits
size
Value: $846.89M
Peer Median: $326.73M
#18 of 2643 Top 0.6% in $100M-$1B
27
Total Assets
size
Value: $975.65M
Peer Median: $386.57M
#27 of 2643 Top 1.0% in $100M-$1B
115
Efficiency Ratio
profitability
Value: 40.43%
Peer Median: 64.48%
#115 of 2643 Top 4.3% in $100M-$1B
275
Return on Assets
profitability
Value: 2.14%
Peer Median: 1.32%
#275 of 2643 Top 10.4% in $100M-$1B
395
Nonperforming Asset Ratio
credit_quality
Value: 0.02%
Peer Median: 0.67%
#395 of 2643 Top 14.9% in $100M-$1B
411
Delinquency Rate
credit_quality
Value: 0.02%
Peer Median: 0.92%
#411 of 2633 Top 15.6% in $100M-$1B

Top Weaknesses (4 metrics)

2485
Tier 1 Capital Ratio
capital
Value: 9.61%
Peer Median: 15.91%
#2485 of 2643 Bottom 6.0% in $100M-$1B
2375
Loan-to-Deposit Ratio
liquidity
Value: 100.11%
Peer Median: 77.95%
#2375 of 2643 Bottom 10.2% in $100M-$1B
2367
Non-Interest-Bearing Deposit Share
funding
Value: 9.96%
Peer Median: 22.03%
#2367 of 2643 Bottom 10.5% in $100M-$1B
2093
Non-Interest Income / Assets
revenue_mix
Value: 0.11%
Peer Median: 0.57%
#2093 of 2643 Bottom 20.8% in $100M-$1B
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