BlastPoint's Banking Scorecard

Camp Grove State Bank

under $100M Specialty: Agricultural IL FDIC cert 10471

Designations: ✓ Community bank

Camp Grove, IL

541 banks in the under $100M peer group nationally 61 in IL

Camp Grove State Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 1.37% below tier average

Key Concerns

Areas that may need attention

- Return on Assets 1.55% below tier average
- Efficiency Ratio 40.99% above tier average
- Non-Interest Income / Assets 0.66% below tier average
- Net Interest Margin 0.98% below tier average

Get updates when Camp Grove State Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Total Assets ?	$53.8M -9.7% YoY -6.6% QoQ	-$8.4M	$62.2M -0.6% YoY	$2.3B +4.5% YoY	$6.2B +9.1% YoY	37%
Total Loans ?	$15.0M +27.9% YoY -2.5% QoQ	-$19.3M	$34.2M -1.4% YoY	$1.2B +5.3% YoY	$3.2B +10.8% YoY	20%
Total Deposits ?	$38.2M -17.0% YoY -9.3% QoQ	-$13.6M	$51.7M -0.7% YoY	$1.9B +3.9% YoY	$4.8B +8.2% YoY	29%
Return on Assets ?	-0.72% -304.3% YoY -885.0% QoQ	-1.55%	0.84% -2.3% YoY	1.04% +3.0% YoY	1.23% +13.4% YoY	Bottom 9.2% in tier
Net Interest Margin ?	2.88% +7.2% YoY +1.2% QoQ	-0.98%	3.86% +2.8% YoY	3.61% +7.5% YoY	3.89% +5.7% YoY	Bottom 13.5% in tier
Efficiency Ratio ?	129.33% +36.2% YoY +25.7% QoQ	+40.99%	88.34% +0.3% YoY	63.68% -7.4% YoY	66.95% -4.1% YoY	Bottom 6.1% in tier
Delinquency Rate ?	0.00%	-1.37%	1.37% +33.8% YoY	1.15% +15.6% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	39.26% +54.0% YoY +7.4% QoQ	-24.95%	64.22% -0.7% YoY	71.92% +1.0% YoY	76.70% +0.9% YoY	83%
Non-Interest-Bearing Deposit Share ?	4.44% -11.0% YoY -20.0% QoQ	-19.28%	23.71% +0.3% YoY	20.45% -1.2% YoY	22.01% -1.2% YoY	Bottom 10.2% in tier
Nonperforming Asset Ratio ?	0.03% -6.7% YoY +7.1% QoQ	-0.76%	0.79% +28.2% YoY	0.78% +18.1% YoY	0.67% +19.3% YoY	67%
Tier 1 Capital Ratio ?	10.22% -54.9% YoY +5.0% QoQ	-16.47%	26.68% +2.0% YoY	16.97% +0.7% YoY	17.06% +0.8% YoY	Bottom 8.3% in tier
Non-Interest Income / Assets ?	0.01% +543.1% YoY +7.1% QoQ	-0.66%	0.67% +1.9% YoY	0.34% +6.9% YoY	0.32% +4.1% YoY	Bottom 5.4% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (2 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 1.37%

#1 of 521 Top 0.1% in under $100M

Loan-to-Deposit Ratio

liquidity

Value: 39.26%

Peer Median: 64.22%

#95 of 541 Top 17.4% in under $100M

Top Weaknesses (7 metrics)

513

Non-Interest Income / Assets

revenue_mix

Value: 0.01%

Peer Median: 0.67%

#513 of 541 Bottom 5.4% in under $100M

509

Efficiency Ratio

profitability

Value: 129.33%

Peer Median: 88.34%

#509 of 541 Bottom 6.1% in under $100M

497

Tier 1 Capital Ratio

capital

Value: 10.22%

Peer Median: 26.68%

#497 of 541 Bottom 8.3% in under $100M

492

Return on Assets

profitability

Value: -0.72%

Peer Median: 0.84%

#492 of 541 Bottom 9.2% in under $100M

487

Non-Interest-Bearing Deposit Share

funding

Value: 4.44%

Peer Median: 23.71%

#487 of 541 Bottom 10.2% in under $100M

469

Net Interest Margin

profitability

Value: 2.88%

Peer Median: 3.86%

#469 of 541 Bottom 13.5% in under $100M

436

Total Loans

size

Value: $14.99M

Peer Median: $34.25M

#436 of 541 Bottom 19.6% in under $100M