BlastPoint's Banking Scorecard
The Farmers State Bank of Brush
Brush, CO
3 branches across CO
The Farmers State Bank of Brush faces 6 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Flatlined Growth: Bottom 9.6% in tier
- - Liquidity Overhang: Bottom 39.4% in tier
- - Credit Risk Growth: Bottom 46.2% in tier
- - ROA 0.53% below tier average
- - Net Interest Margin 0.25% below tier average
- - Efficiency Ratio 11.99% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$112.3M
-1.5% YoY
-0.9% QoQ
|
-$273.8M |
$386.1M
+0.5% YoY
|
$1.3B
+9.7% YoY
|
$6.2B
+9.1% YoY
|
Bottom 3.5% in tier |
| Total Loans ? |
$66.3M
+3.1% YoY
+5.8% QoQ
|
-$189.4M |
$255.7M
+1.1% YoY
|
$851.2M
+6.5% YoY
|
$3.2B
+10.8% YoY
|
Bottom 6.5% in tier |
| Total Deposits ? |
$87.0M
-5.2% YoY
-3.4% QoQ
|
-$241.0M |
$328.0M
+0.1% YoY
|
$1.1B
+5.2% YoY
|
$4.8B
+8.2% YoY
|
Bottom 1.8% in tier |
| Return on Assets ? |
0.74%
+127.6% YoY
+34.3% QoQ
|
-0.53% |
1.27%
+12.9% YoY
|
0.93%
+11.9% YoY
|
1.23%
+13.4% YoY
|
23% |
| Net Interest Margin ? |
3.69%
+21.8% YoY
+11.8% QoQ
|
-0.25% |
3.93%
+6.0% YoY
|
3.99%
+5.0% YoY
|
3.89%
+5.7% YoY
|
40% |
| Efficiency Ratio ? |
77.28%
-14.4% YoY
-5.3% QoQ
|
+11.99% |
65.29%
-4.5% YoY
|
74.00%
-3.2% YoY
|
66.95%
-4.1% YoY
|
19% |
| Delinquency Rate ? |
1.09%
+209.2% YoY
|
+0.20% |
0.89%
+18.8% YoY
|
0.67%
-8.3% YoY
|
0.95%
+18.8% YoY
|
26% |
| Loan-to-Deposit Ratio ? |
76.20%
+8.7% YoY
+9.6% QoQ
|
-0.44% |
76.64%
+0.8% YoY
|
78.09%
+0.7% YoY
|
76.70%
+0.9% YoY
|
55% |
| Non-Interest-Bearing Deposit Share ? |
25.56%
+8.5% YoY
+6.9% QoQ
|
+3.54% |
22.02%
-1.0% YoY
|
23.93%
-3.2% YoY
|
22.01%
-1.2% YoY
|
68% |
| Nonperforming Asset Ratio ? |
0.64%
+223.9% YoY
|
+0.01% |
0.64%
+19.7% YoY
|
0.50%
-1.2% YoY
|
0.67%
+19.3% YoY
|
31% |
| Tier 1 Capital Ratio ? |
20.51%
+4.5% YoY
+2.1% QoQ
|
+4.68% |
15.83%
+1.5% YoY
|
21.66%
+2.9% YoY
|
17.06%
+0.8% YoY
|
Top 12.2% in tier |
| Non-Interest Income / Assets ? |
0.14%
+9.0% YoY
-75.1% QoQ
|
-0.14% |
0.28%
+9.3% YoY
|
0.26%
+10.8% YoY
|
0.32%
+4.1% YoY
|
71% |
Get Full Access to The Farmers State Bank of Brush
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (3)
Flatlined Growth
riskAsset growth stalled (-2% to +2% YoY) despite healthy profitability (>0.25% ROA). Suggests untapped opportunity or strategic drift worth investigating.
Liquidity Overhang
riskExceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.
Credit Risk Growth
riskLoan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.