BlastPoint's Banking Scorecard

The Bank of New Glarus

$100M-$1B Specialty: Commercial WI FDIC cert 10378

New Glarus, WI

8 branches across WI

2664 banks in the $100M-$1B peer group nationally 113 in WI

The Bank of New Glarus has 4 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Revenue Diversifier: Top 14.6% in tier
+ Profitability Leader: Top 45.4% in tier
+ Net Interest Margin 0.17% above tier average
+ Efficiency Ratio 12.30% below tier average

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 37.3% in tier
- Delinquency Rate 1.19% above tier average

Get updates when The Bank of New Glarus releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Total Assets ?	$824.2M +8.3% YoY +1.3% QoQ	+$438.1M	$386.1M +0.5% YoY	$1.1B +10.1% YoY	$6.2B +9.1% YoY	Top 7.3% in tier
Total Loans ?	$603.4M +7.0% YoY -1.1% QoQ	+$347.7M	$255.7M +1.1% YoY	$816.7M +9.9% YoY	$3.2B +10.8% YoY	Top 6.0% in tier
Total Deposits ?	$644.0M +8.9% YoY +1.3% QoQ	+$316.0M	$328.0M +0.1% YoY	$905.4M +9.0% YoY	$4.8B +8.2% YoY	Top 10.1% in tier
Return on Assets ?	1.72% +37.0% YoY +26.7% QoQ	+0.45%	1.27% +12.9% YoY	1.50% +15.4% YoY	1.23% +13.4% YoY	78%
Net Interest Margin ?	4.10% +6.0% YoY +0.2% QoQ	+0.17%	3.93% +6.0% YoY	3.77% +9.2% YoY	3.89% +5.7% YoY	63%
Efficiency Ratio ?	52.98% -13.6% YoY -8.2% QoQ	-12.30%	65.29% -4.5% YoY	64.74% -4.5% YoY	66.95% -4.1% YoY	78%
Delinquency Rate ?	2.08% +311.1% YoY -1.8% QoQ	+1.19%	0.89% +18.8% YoY	0.87% +31.3% YoY	0.95% +18.8% YoY	Bottom 11.7% in tier
Loan-to-Deposit Ratio ?	93.69% -1.8% YoY -2.3% QoQ	+17.06%	76.64% +0.8% YoY	86.53% +1.6% YoY	76.70% +0.9% YoY	17%
Non-Interest-Bearing Deposit Share ?	20.29% -0.6% YoY -6.7% QoQ	-1.73%	22.02% -1.0% YoY	18.27% -0.8% YoY	22.01% -1.2% YoY	47%
Nonperforming Asset Ratio ?	1.52% +306.0% YoY -4.2% QoQ	+0.88%	0.64% +19.7% YoY	0.63% +35.0% YoY	0.67% +19.3% YoY	Bottom 11.3% in tier
Tier 1 Capital Ratio ?	10.76% +2.4% YoY -1.7% QoQ	-5.08%	15.83% +1.5% YoY	14.74% +0.5% YoY	17.06% +0.8% YoY	20%
Non-Interest Income / Assets ?	0.36% +115.1% YoY -57.0% QoQ	+0.08%	0.28% +9.3% YoY	1.15% +12.5% YoY	0.32% +4.1% YoY	Top 5.1% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Revenue Diversifier

growth

#98 of 666 • Top 14.6% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature

Noninterest Income / Assets: 0.36%

(Tier: 0.28%, National: 0.32%)

better than tier avg

Return on Assets: 1.72%

(Tier: 1.27%, National: 1.23%)

better than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank improving

Profitability Leader

growth

#303 of 666 • Top 45.4% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 1.72%

(Tier: 1.27%, National: 1.23%)

better than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ

Concerns (1)

Liquidity Strain

risk

#241 of 643 • Bottom 37.3% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature

Loan-to-Deposit Ratio: 93.69%

(Tier: 76.64%, National: 76.70%)

worse than tier avg

643 of 643 Community banks match · 1013 nationally

→ Stable -50 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (6 metrics)

138

Non-Interest Income / Assets

revenue_mix

Value: 0.36%

Peer Median: 0.28%

#138 of 2664 Top 5.1% in $100M-$1B

160

Total Loans

size

Value: $603.41M

Peer Median: $255.72M

#160 of 2664 Top 6.0% in $100M-$1B

196

Total Assets

size

Value: $824.18M

Peer Median: $386.08M

#196 of 2664 Top 7.3% in $100M-$1B

269

Total Deposits

size

Value: $644.02M

Peer Median: $327.97M

#269 of 2664 Top 10.1% in $100M-$1B

576

Return on Assets

profitability

Value: 1.72%

Peer Median: 1.27%

#576 of 2664 Top 21.6% in $100M-$1B

577

Efficiency Ratio

profitability

Value: 52.98%

Peer Median: 65.29%

#577 of 2664 Top 21.6% in $100M-$1B

Top Weaknesses (4 metrics)

2364

Nonperforming Asset Ratio

credit_quality

Value: 1.52%

Peer Median: 0.64%

#2364 of 2664 Bottom 11.3% in $100M-$1B

2345

Delinquency Rate

credit_quality

Value: 2.08%

Peer Median: 0.89%

#2345 of 2654 Bottom 11.7% in $100M-$1B

2213

Loan-to-Deposit Ratio

liquidity

Value: 93.69%

Peer Median: 76.64%

#2213 of 2664 Bottom 17.0% in $100M-$1B

2133

Tier 1 Capital Ratio

capital

Value: 10.76%

Peer Median: 15.83%

#2133 of 2664 Bottom 20.0% in $100M-$1B