BlastPoint's Banking Scorecard
Elysian Bank
Designations: ✓ Community bank
Elysian, MN
Elysian Bank shows strong momentum with 4 strengths and 12.3% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.88% above tier average
- + Net Interest Margin 1.06% above tier average
- + Efficiency Ratio 29.25% below tier average
- + Delinquency Rate 0.35% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$78.8M
+12.3% YoY
+2.9% QoQ
|
+$16.5M |
$62.3M
-0.5% YoY
|
$514.9M
+5.5% YoY
|
$6.2B
+9.0% YoY
|
69% |
| Total Loans ? |
$55.1M
+4.6% YoY
+0.3% QoQ
|
+$20.8M |
$34.3M
-1.5% YoY
|
$289.5M
+6.9% YoY
|
$3.2B
+10.7% YoY
|
84% |
| Total Deposits ? |
$69.4M
+13.0% YoY
+3.2% QoQ
|
+$17.5M |
$51.8M
-0.6% YoY
|
$445.6M
+5.0% YoY
|
$4.8B
+8.0% YoY
|
74% |
| Return on Assets ? |
1.74%
+5.1% YoY
-7.3% QoQ
|
+0.88% |
0.86%
-3.6% YoY
|
1.14%
+11.1% YoY
|
1.24%
+13.1% YoY
|
85% |
| Net Interest Margin ? |
4.93%
+0.4% YoY
-4.7% QoQ
|
+1.06% |
3.87%
+2.7% YoY
|
3.93%
+7.5% YoY
|
3.89%
+5.7% YoY
|
Top 11.9% in tier |
| Efficiency Ratio ? |
58.38%
-4.3% YoY
+1.4% QoQ
|
-29.25% |
87.63%
+2.3% YoY
|
64.52%
-3.4% YoY
|
66.84%
-3.8% YoY
|
77% |
| Delinquency Rate ? |
1.01%
-10.7% YoY
+145.6% QoQ
|
-0.35% |
1.36%
+33.7% YoY
|
1.04%
+28.5% YoY
|
0.95%
+18.8% YoY
|
37% |
| Loan-to-Deposit Ratio ? |
79.46%
-7.4% YoY
-2.8% QoQ
|
+15.35% |
64.11%
-0.9% YoY
|
76.74%
-0.5% YoY
|
76.69%
+0.9% YoY
|
28% |
| Non-Interest-Bearing Deposit Share ? |
20.76%
+1.6% YoY
-6.8% QoQ
|
-3.02% |
23.79%
+0.5% YoY
|
21.89%
-0.8% YoY
|
22.01%
-1.1% YoY
|
41% |
| Nonperforming Asset Ratio ? |
0.71%
-36.4% YoY
+139.5% QoQ
|
-0.07% |
0.77%
+28.7% YoY
|
0.77%
+26.8% YoY
|
0.66%
+19.3% YoY
|
30% |
| Tier 1 Capital Ratio ? |
14.42%
-0.8% YoY
-1.2% QoQ
|
-12.36% |
26.77%
+2.0% YoY
|
15.37%
+0.7% YoY
|
17.06%
+0.8% YoY
|
42% |
| Non-Interest Income / Assets ? |
0.09%
+6.2% YoY
-70.8% QoQ
|
-0.58% |
0.67%
+1.6% YoY
|
0.15%
+3.6% YoY
|
0.32%
+4.0% YoY
|
64% |
Get Full Access to Elysian Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.