BlastPoint's Banking Scorecard
Success Bank
Bloomfield, IA
3 branches across IA
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 167 in IA.
- Deposits +4.3% year over year ($236.5M on the books).
- Delinquency rate 0.34%.
- Return on assets 1.67%.
- Efficiency ratio 57.72% vs a 64.48% peer average.
- Loan-to-deposit ratio 87.46% vs a 77.95% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
Success Bank demonstrates 4 strengths
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.35% above tier average
- + Net Interest Margin 0.20% above tier average
- + Efficiency Ratio 6.76% below tier average
- + Delinquency Rate 0.58% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$277.1M
+4.5% YoY
+3.7% QoQ
|
-$109.4M |
$386.6M
+1.2% YoY
|
$566.2M
+5.8% YoY
|
$6.3B
+7.7% YoY
|
42% |
| Total Loans ? |
$206.8M
+0.5% YoY
-2.4% QoQ
|
-$51.5M |
$258.3M
+1.7% YoY
|
$385.0M
+5.4% YoY
|
$3.2B
+9.4% YoY
|
50% |
| Total Deposits ? |
$236.5M
+4.3% YoY
+4.2% QoQ
|
-$90.2M |
$326.7M
+0.7% YoY
|
$472.4M
+6.3% YoY
|
$4.9B
+7.3% YoY
|
42% |
| Return on Assets ? |
1.67%
+5.0% YoY
-6.2% QoQ
|
+0.35% |
1.32%
+10.8% YoY
|
1.58%
+39.1% YoY
|
1.30%
+12.1% YoY
|
75% |
| Net Interest Margin ? |
4.19%
+5.5% YoY
+0.0% QoQ
|
+0.20% |
3.99%
+5.0% YoY
|
3.58%
+9.0% YoY
|
3.95%
+4.9% YoY
|
65% |
| Efficiency Ratio ? |
57.72%
+1.4% YoY
-1.0% QoQ
|
-6.76% |
64.48%
-3.2% YoY
|
57.74%
-6.0% YoY
|
70.05%
+2.5% YoY
|
64% |
| Delinquency Rate ? |
0.34%
-7.3% YoY
-9.4% QoQ
|
-0.58% |
0.92%
+15.7% YoY
|
0.99%
+12.8% YoY
|
0.98%
+16.3% YoY
|
55% |
| Loan-to-Deposit Ratio ? |
87.46%
-3.7% YoY
-6.4% QoQ
|
+9.51% |
77.95%
+1.0% YoY
|
80.39%
+2.7% YoY
|
79.03%
+2.3% YoY
|
32% |
| Non-Interest-Bearing Deposit Share ? |
22.66%
+0.8% YoY
-7.2% QoQ
|
+0.63% |
22.03%
-0.6% YoY
|
17.72%
+0.8% YoY
|
21.98%
-0.6% YoY
|
58% |
| Nonperforming Asset Ratio ? |
0.25%
-10.9% YoY
-14.8% QoQ
|
-0.42% |
0.67%
+16.4% YoY
|
0.63%
+7.9% YoY
|
0.69%
+15.8% YoY
|
56% |
| Tier 1 Capital Ratio ? |
12.22%
+2.4% YoY
-3.9% QoQ
|
-3.69% |
15.91%
+1.4% YoY
|
14.69%
+3.0% YoY
|
17.09%
+0.8% YoY
|
38% |
| Non-Interest Income / Assets ? |
0.11%
-0.4% YoY
+93.4% QoQ
|
-0.46% |
0.57%
+7.6% YoY
|
0.24%
+5.5% YoY
|
0.66%
+5.2% YoY
|
22% |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
22.7%
+0.2pp YoY -1.8pp QoQ |
+0.5pp | 22.1% | 17.8% | 22.2% | 57% |
| Brokered Deposits |
0.9%
+0.9pp YoY 0.0pp QoQ |
-7.0pp | 7.9% | 6.0% | 8.5% | 16% |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
9.4%
+0.8pp YoY -0.9pp QoQ |
-2.2pp | 11.6% | 12.8% | 12.5% | 48% |
| CRE | n/a | n/a | 39.5% | 28.3% | 41.4% | n/a |
| 1-4 Family |
27.5%
+2.9pp YoY +0.7pp QoQ |
-5.1pp | 32.6% | 23.0% | 31.3% | 46% |
| Consumer |
1.0%
-0.1pp YoY 0.0pp QoQ |
-3.1pp | 4.1% | 2.9% | 5.0% | 28% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio | n/a | n/a | 18.8% | 15.4% | 19.7% | n/a |
| Leverage Ratio |
12.2%
+0.3pp YoY -0.5pp QoQ |
0.0pp | 12.2% | 12.4% | 12.6% | 67% |
| Total Capital Ratio | n/a | n/a | 19.9% | 16.5% | 20.8% | n/a |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
26
-1 (-3.7%) YoY -2 (-7.1%) QoQ |
-33 | 58 | 64 | 482 | 21% |
| Assets per Employee ($) |
$10.7M
+8.5% YoY +11.7% QoQ |
+$3.1M | $7.5M | $8.9M | $8.8M | 89% |
| Branch Count |
3
0 YoY 0 QoQ |
-2 | 4 | 5 | 18 | 26% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days | n/a | n/a | 0.3% | 0.4% | 0.4% | n/a |
| Nonaccrual |
0.3%
0.0pp YoY 0.0pp QoQ |
-0.6pp | 0.9% | 1.0% | 1.0% | 41% |
| Allowance Coverage |
2.89x
+6.6% YoY +20.1% QoQ |
-21.26x | 24.15x | 18.97x | 20.23x | 57% |
| Net Charge-off Rate (YTD) |
0.0%
+0.1pp YoY 0.0pp QoQ |
-0.1pp | 0.1% | 0.1% | 0.2% | 46% |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
13.9%
-0.3pp YoY -0.8pp QoQ |
+1.7pp | 12.2% | 12.8% | 11.6% | 61% |
| Cost of Funds (YTD) |
1.7%
-0.2pp YoY +0.1pp QoQ |
0.0pp | 1.7% | 1.8% | 1.7% | 52% |
| Net Income ($, YTD) |
$2.3M
+6.3% YoY — QoQ |
-$285K | $2.6M | $4.0M | $40.4M | 58% |
Get Full Access to Success Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.