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Security Bank

$100M-$1B Specialty: Commercial WI FDIC cert 10015

New Auburn, WI

4 branches across WI

2664 banks in the $100M-$1B peer group nationally 113 in WI
View $100M-$1B leaderboard (WI) →

Security Bank has 3 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.42% above tier average
  • + Net Interest Margin 0.11% above tier average
  • + Efficiency Ratio 17.99% below tier average

Key Concerns

Areas that may need attention

  • - Loan-to-Deposit Ratio 26.71% above tier average
  • - Delinquency Rate 0.35% above tier average
Get updates when Security Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Total Assets ? $241.1M
+5.5% YoY +4.1% QoQ
-$145.0M $386.1M
+0.5% YoY
$1.1B
+10.1% YoY
$6.2B
+9.1% YoY
35%
Total Loans ? $211.4M
+11.0% YoY +2.9% QoQ
-$44.3M $255.7M
+1.1% YoY
$816.7M
+9.9% YoY
$3.2B
+10.8% YoY
51%
Total Deposits ? $204.6M
+4.5% YoY +4.2% QoQ
-$123.4M $328.0M
+0.1% YoY
$905.4M
+9.0% YoY
$4.8B
+8.2% YoY
35%
Return on Assets ? 1.69%
+19.5% YoY +15.9% QoQ
+0.42% 1.27%
+12.9% YoY
1.50%
+15.4% YoY
1.23%
+13.4% YoY
77%
Net Interest Margin ? 4.04%
+7.3% YoY +1.1% QoQ
+0.11% 3.93%
+6.0% YoY
3.77%
+9.2% YoY
3.89%
+5.7% YoY
59%
Efficiency Ratio ? 47.30%
-10.5% YoY -9.4% QoQ
-17.99% 65.29%
-4.5% YoY
64.74%
-4.5% YoY
66.95%
-4.1% YoY
Top 11.8% in tier
Delinquency Rate ? 1.24%
+101.4% YoY -1.8% QoQ
+0.35% 0.89%
+18.8% YoY
0.87%
+31.3% YoY
0.95%
+18.8% YoY
23%
Loan-to-Deposit Ratio ? 103.34%
+6.3% YoY -1.2% QoQ
+26.71% 76.64%
+0.8% YoY
86.53%
+1.6% YoY
76.70%
+0.9% YoY
Bottom 5.9% in tier
Non-Interest-Bearing Deposit Share ? 16.59%
-8.4% YoY -9.0% QoQ
-5.43% 22.02%
-1.0% YoY
18.27%
-0.8% YoY
22.01%
-1.2% YoY
30%
Nonperforming Asset Ratio ? 1.09%
+112.0% YoY -2.8% QoQ
+0.45% 0.64%
+19.7% YoY
0.63%
+35.0% YoY
0.67%
+19.3% YoY
18%
Tier 1 Capital Ratio ? 13.75%
+17.3% YoY +15.6% QoQ
-2.08% 15.83%
+1.5% YoY
14.74%
+0.5% YoY
17.06%
+0.8% YoY
55%
Non-Interest Income / Assets ? 0.07%
-12.5% YoY -77.8% QoQ
-0.21% 0.28%
+9.3% YoY
1.15%
+12.5% YoY
0.32%
+4.1% YoY
32%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

315
Efficiency Ratio
profitability
Value: 47.30%
Peer Median: 65.29%
#315 of 2664 Top 11.8% in $100M-$1B
610
Return on Assets
profitability
Value: 1.69%
Peer Median: 1.27%
#610 of 2664 Top 22.9% in $100M-$1B

Top Weaknesses (3 metrics)

2509
Loan-to-Deposit Ratio
liquidity
Value: 103.34%
Peer Median: 76.64%
#2509 of 2664 Bottom 5.9% in $100M-$1B
2192
Nonperforming Asset Ratio
credit_quality
Value: 1.09%
Peer Median: 0.64%
#2192 of 2664 Bottom 17.8% in $100M-$1B
2032
Delinquency Rate
credit_quality
Value: 1.24%
Peer Median: 0.89%
#2032 of 2654 Bottom 23.5% in $100M-$1B
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